Free information on credit repair, credit scores, debt settlement techniques, credit reports, and credit cards.

Credit Infocenter provides credit repair information and where to get free credit reports for debt consolidation and debt settlement. Our do it yourself credit repair and debt settlement guides are free and easy to use. Also on our site, we offer information on credit cards including low interest cards and secured credit cards, which you can use to rebuild your credit after bankruptcy. By using our proven techniques for credit repair and debt settlement, we can help you increase your credit score and get you started on the road to financial freedom.

Learn How to Get Free Credit Repair Information - Begin Repairing Your Credit Now

Our FREE credit repair guide gives you step-by-step instructions on how to fix your credit on your own for little or no money.

Need help repairing your credit? We have teamed up with the leader in credit repair, Lexington Law, to offer you top notch credit repair services at a very affordable price.

Just how much is bad credit costing you? Check out our examples and you will be amazed at how much more you spend when you have bad credit.

Watch our credit repair videos starring Kristy Welsh and Nookie. This 12-part video series teaches you about credit repair, debt settlement, and bankruptcy.

Visit our online bookstore where you can find our popular book "Good Credit is Sexy", over 150 sample letters to use in credit disputes and debt settlement, or our most popular eBook, "Suing Your Creditors". These and many other tools in our bookstore will start you on the road to fixing your credit and increasing your credit score.

Learn how to add postive credit to your credit report and how to rebuild your credit after a bankruptcy.

Read our new Credit Repair Program series of articles. These articles give you the latest information on credit repair and how to keep your credit score high after fixing your credit. Read all of them today!

Free Credit Reports and Credit Scores

Want to see your credit score, but you don't know which credit report and/or monitoring package you should buy. Fear not - We've done the homework for you! See our complete credit report comparison chart.

Now that you have your credit report, what does it all mean? We have it all broken down so you can read and understand your credit report and get you on the road to financial freedom.

Learn how to increase your credit score in 30 days. Is your mortgage interest about to go through the roof? Need to refinance but your credit score is too low? We have methods that will help you raise your credit score.

Lenders are using more than just your FICO score. Check out these new credit scoring models bank and credit card companies are using to determine your credit worthiness.

Credit monitoring is an essential part of credit repair. We have some companies we recommend when it comes to monitoring your credit report and credit score.

Debt Settlement and Debt Elimination

We've recently published the 3rd Edition of our popular eBook, "Settling Your Debts". This must have eBook shows you the do-it-yourself methods to save 50% to 70% on outstanding card balances and how to settle your debts for pennies on the dollar.

Over your head in credit card debt? You are not alone! We'll show you how to reduce your debt and make the most of your monthly payments.

Medical debt is the number one reason for filing bankruptcy. Don't become burdened by medical bills, there are other options to filing BK.

Are you being hounded by debt collectors? Read our article on the Do's and Dont's when dealing with debt collectors.

Do you have a judgment against you? Find out FREE how to vacate a judgment without paying a dime!

Chapter 7 and Chapter 13 Bankruptcy Information

Are you over your head in debt and thinking about filing bankruptcy? Get a FREE bankruptcy evaluation first before you do anything. See if you qualify for bankruptcy and what it takes to file Chapter 7 or Chapter 13 bankruptcy.

There is no easy way out of debt and there are alternatives to filing bankruptcy. We have even more articles on bankruptcy so read these first before you start these proceedings.

Credit Cards

Check out our guide to credit cards for those with bad or no credit. We also have lists of recommended secured credit cards, prepaid and debit cards, and student credit cards.

Looking for a credit card with a low interest rate or a great cash back reward? Check out these credit cards for those with good to excellent credit.

See Our Free Tutorial on How to Use the Creditinfocenter.com Website. (2 minutes)

Latest Blog Posts

Student Loan Debt Delinquency Rates Exceed 13 Percent In 13 States

A new report shows that thirteen states have student loan debt delinquency rates notably higher than the national average.

The post Student Loan Debt Delinquency Rates Exceed 13 Percent In 13 States appeared first on Creditinfocenter Blog.

Fri, 17 May 2013 13:00:36 +0000

Is Your Discharged Bankruptcy Debt Reflected In Credit Reports?

Thanks to a recent crackdown on the system, debts discharged in bankruptcy are evidently more accurately reflected in credit reports these days.

The post Is Your Discharged Bankruptcy Debt Reflected In Credit Reports? appeared first on Creditinfocenter Blog.

Thu, 16 May 2013 13:00:52 +0000

CFPB Recommends K-12 Finance Education Standards for States

While states regulate K through 12, a report from the CFPB includes recommendations for finance education that states may find instructive and encouraging.

The post CFPB Recommends K-12 Finance Education Standards for States appeared first on Creditinfocenter Blog.

Wed, 15 May 2013 13:00:32 +0000

Collection Agency Refuses to Give Me Settlement Offer in Writing

Q. I am attempting to settle with a collection agency. After many calls from an agent, I was offered a settlement amount of 3,800.00 on a total due of 10,376.55. I have been sent an email stating that the client has agreed to this, but the collection agency has refused to send a signed letter [...]

The post Collection Agency Refuses to Give Me Settlement Offer in Writing appeared first on Creditinfocenter Blog.

Tue, 14 May 2013 13:00:21 +0000

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