Credit Infocenter
Call Lexington Law 800.461.0524 for a FREE Credit Repair Consultation

Credit Repair Information - How to Fix Your Credit Report

Credit Info Center is the leader in do-it-yourself credit repair information and how to fix errors on your credit reports. We can help you find a good credit repair company, show you how to rebuild your credit, help you order your credit reports, and so much more. Don't let bad credit ruin your life! Having bad credit can cost you a lot of money in high interest rates, higher insurance rates, and even higher down payments on an apartment. When you have bad credit, lenders see you as a high credit risk and they will charge you higher interest for a loan. On the flip side, when you have good credit, you pay less in interest which means you have more disposable money left at the end of month. Which person would you rather be?

You can fix you credit and we have the most up to date credit repair information. Scan through our helpful articles on repairing your credit, getting a credit card, settling your debts, and information on bankruptcy. Our site is the one-stop place for all your credit repair needs and getting yourself out of debt.

866.785.9884 Call for a FREE credit repair consultation & FICO® score from Lexington Law

Fix Your Credit Report

Our credit repair program gives you step-by-step instructions on how to fix your credit on your own for little or no money.

If you don't have time to fix your own credit, we have teamed up with the best credit repair company, Lexington Law, to offer you top notch credit repair service at a very affordable price. They have been helping consumers repair their credit since 1991 ~ removing more than 9,000,000 negative items from credit reports in 2016. Let them help you!

Visit our online bookstore today! Our eBooks are available for immediate download so you can start to fix your credit today. We have tips on settling your debts for pennies on the dollar and how to deal with creditors. Along with over 75 sample credit dispute repair letters, you will have everything you need to repair your credit.

Looking for free credit repair advice? Check out our Discussion Boards where hundreds of people visit every day offering free answers to your credit repair and debt settlement questions.

Credit Repair Services 

We know not all of us have time to fix our credit on our own. Before you hire someone to do it for you, read this article about using a credit repair service.

A big part of fixing your credit is knowing your credit score and having your credit reports. There are a lot of credit report offers out there, so check out our credit report offer comparison chart to pick the right service to get your credit reports.

Learn how to increase your credit score. Is your mortgage interest about to go through the roof? Need to refinance but your credit score is too low? We have methods that will help you raise your credit score.

Lenders are using more than just your FICO score. Check out these new credit scoring models bank and credit card companies are using to determine your credit worthiness.

866.785.9884 Call for a FREE credit repair consultation & FICO® score from Lexington Law

Debt Settlement and Debt Elimination

More and more Americans are in debt and can not pay their bills. Do you have credit card debt, student loan debt - you are not alone! Learn how to reduce your debt and settle your debts so you can have more money from your paycheck at the end of the month.

Medical debt is the number one reason for filing bankruptcy. Don't become burdened by overwhelming medical bills. There are other options to filing BK and we can show you how to make sure medical collections don't show up on your credit reports.

Chapter 7 and Chapter 13 Bankruptcy Information

Are you over your head in debt and thinking about filing bankruptcy? Talk to credit expert first to see if they can help settle your debts and fix your credit. Do all you can before filing for bankruptcy.

Secured Credit Cards, Prepaid Cards, Low Interest Credit Cards

Check out our guide to credit cards for those with bad or no credit. We also have lists of recommended secured credit cards, prepaid and debit cards, and student credit cards.

facebook /creditinfocenter/

In an analysis of 10 million credit reports and scores, credit reporting bureau TransUnion found that most consumers are using more than 50 percent of their available credit. Since many experts recommend a 30 percent or less credit utilization ratio, it begs the question: How much will using more than half of your available credit hurt your credit score? expand 24 May

In 2013, an FTC study found that 1 in 4 consumers discovered errors in their credit reports that might affect their credit scores. If you are among them, the first thing you should do is write a dispute letter to the credit reporting bureau. Here’s how, including samples you can tweak so you don’t have to start from scratch. expand 24 May

The longer old debts have been dragging down your credit score, the more anxious you likely are to settle them, especially if you have cash saved up to make some deals. But before you jump in with both feet to settle old debts, get to know the basics first. expand 24 May

As helpful as it might be for your refrigerator to show you what you need when you’re not even home, there is a downside to a smart fridge like that, or any other “thing” that is connected to the internet. As with your computer, tablet, or smartphone, the Internet of Things increases your risk of becoming a victim of fraud. expand 24 May

If you get a call from an IRS agent claiming you owe “federal student tax,” hang up. It’s a scam. In fact, it’s part of the largest tax scam in history – crooks calling consumers to impersonate IRS agents, saying they owe unpaid taxes, and pressuring them into making immediate, untraceable payments. As reported by Bankrate, roughly 896,000 consumers have received calls like this, more than 5,000 of whom have become victims, collectively costing them more than $26.5 million. expand 24 May

twitter @creditinfocentr

RT @FrugalRules: 4 Summer Jobs to Teach Kids the Value of Money @wisedollar #lessonaboutmoney expand 25 May

RT @Kiplinger: These are the best college majors for your career expand 25 May

If Using More Than Half Available Credit, How Much Will It Hurt Credit Score? #credit expand 25 May

Inaccuracy on Credit Report? What to Include in Dispute Letter to Credit Bureau #credit #consumerprotection expand 25 May

Ready to Settle Old Debts? Start Here #debt #debtmanagement expand 24 May

Call 800.461.0524 and speak to a Credit Repair Expert at Lexington Law
Have Questions About Credit Repair? Get Answers with a FREE Consultation
Free Credit Repair Consultation & FICO® score from Lexington Law