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Credit repair information and free credit reports for debt consolidation and debt management counseling. Understand consumer credit counseling and debt consolidation credit counseling. Use low-interest credit cards for bill consolidation for credit repair and avoid bankruptcy using our proven, debt management techniques.

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Credit Score Increase - Quick! Is your mortgage interest about to go through the roof? Need to refinance but your credit score is too low? Learn how to increase credit score in less than 30 days!

See Our Free Tutorial on How to Use the Creditinfocenter.com Website. (2 minutes)

See Our Free Tutorial on How to Use the Website

Debt Consolidation Companies: Are they as ugly as they used to be? What if a debt consolidation company says they are non-profit?

Ok, you want to see your credit score, but you don't know which online credit report and/or monitoring package you should buy. Fear not! We've done the homework - see our complete comparison chart.

Debt consolidation and debt management. Our eBook shows you the do-it-yourself way, step-by-step. Save 50%-70% on outstanding card balances. Consumer credit counseling should help, not hinder.

Lost your wallet? Here's a step-by-step guide to help you recover from it without being a victim of identity theft.

There's a secret weapon for repairing your report: Debt validation - the ultimate weapon against collection agencies.

How to get a free credit report

Our guide to good and bad deals in cards. Where can I get a low-interest credit card?

Are you being overcharged in mortgage fees ? Most people are. Find out more by going to loans/mortgage.

NEW! We've just published the 4th edition of our book "Good Credit is Sexy".
You might also want to check out companion workbook to Good Credit is Sexy, the Financial Fitness Workbook with Step-by-Step Exercises for Credit & Debt.

Dispute negative items on your credit report directly with the Original Creditors! Did you know most of them can't prove the negative information they report?

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Stuck in a debt consolidation program and want out? Click here for free tips.

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Do you have a judgment against you? Find out FREE how you may be able to get rid of it without paying a dime!

You don't have to go through a "trial" credit report monitoring service to get your free credit report.

Fair Isaac's reaction to Vantage Score System, which the Big 3 CRAs have announced they developed and will be implementing later this year. Do consumers have even more to figure out regarding their credit scores? You bet.

Our free guide to bad credit repair.

Everything you need to know about your credit score.

 
Latest Blog Posts
Tips for Celebrating the Fourth of July on a Budget
Celebrating the birthday of the good ole U.S.A. doesn’t have to be a budget breaker! Utilize some of these tips to find ways for you and your family to enjoy the upcoming holiday in a fun, yet frugal fashion. Pick up your party goods at the dollar store. You can find inexpensive paper and picnic goods, decorations, [... Fri, 03 Jul 2009 14:57:03 +0000
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Credit Score Based Ad Targeting Being Tested by Google
Whether you consider it an ingenius marketing tactic, or an invasion of privacy, google users with high FICO scores may soon start seeing ads for more expensive luxury goods and services than those with lower scores. A credit score is an extremely important, influential statistic which plays a major role in the life of all consumers. This complex numerical value affects our ability [... Thu, 02 Jul 2009 15:03:50 +0000
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Pre-Paid Credit Cards Not Covered by New Credit Card Legislation
People turn to prepaid credit cards form different reasons. For example: they are unable to get a checking account or they are teaching their children to be responsible with money by limiting what they spend. Wed, 01 Jul 2009 14:28:26 +0000
Read More
Debt Settlement or Pay Off Credit Cards with Remaining Cash?
Many people are confused about the best way to handle any cash they have when facing huge credit card balances. Should they pay off some cards and keep making payments on the rest? Or settle debts with the credit card companies for less than owed and save some cash for emergencies? Here [... Tue, 30 Jun 2009 16:28:19 +0000
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