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last updated May 5, 2008 Recognizing the Signs of Too Much Debt You know things have been tight. But just how bad are they ? If you can agree with most of the following statement, it is time to make some major changes along with a few minor ones in your spending habits.
If you don’t have any cash reserves to cover unexpected costs, no matter how minor, weathering a recession or even a simple slowing down of the economy is going to take its toll on your financial situation. It is time to attempt a personal debt reduction by developing a personal debt reduction strategy that includes an increase in savings, a decrease in spending, and a reduction in debt. Here's what to do to stop the bleeding:
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