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Weigh in on what's going on with your credit, debt or legal issues.

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Find posting etiquette tips, other "rules of the road", abbreviations explained, and announcements we need to share with you. All new members should start here.

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Place to go to look up helpful information such as state laws, case law and other sites for finding great information regarding credit repair.

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All your credit repair questions.

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All your questions about those nasty collection agencies and what to do about them.

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Have questions about filing a bankruptcy? Wondering what it will do to your credit? Here is the place to start.

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This forum is for those of you who have started the debt validation process and need more information.

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Tips and tricks for getting out from under all of that debt.

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Everything you want to ask about credit cards, auto financing and other types of loans other than mortgages: which programs are best, interest rates, etc.

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I love wine, so if you do, too, here is a place to discuss it.

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