Credit Reports * Credit Bureaus * Free Credit Reports * Experian * TransUnion * Equifax * Free Annual Reports

• Ok, you want to see your credit score, but you don't know which online credit report and/or monitoring package you should buy. Fear not! We've done the homework - see our complete comparison chart - June 1, 2008


• How to request your FREE credit report from annualcreditreport.com.


• Getting and reading your credit report. (Yes, you can get it free!)


• General credit report info


• Background of credit reporting agencies: Experian   Equifax   TransUnion


• Who is ultimately responsible for correctly reporting your credit history?


• How do collections get on my credit report?


• Contact info for the Big Three credit bureaus


• How the 3 bureaus investigate your disputes


• What to do if a credit bureau refuses to investigate


• Other Credit Bureaus, Personal Data Bureaus.


• Can I get an account in which I'm only the authorized user off of my report?


• What information should I provide when requesting a report or disputing an item on my report?


• How long do negative items stay on my credit report?


• Opinion letters from the FTC concerning the Fair Credit Reporting Act - Interesting reading!


• Decoding and interpreting your credit report.


• How accounts go into collection.


• Credit Reporting Act of 10/1/97


• Credit Reporting Agencies (AKA credit bureaus)

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