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Negative Items on Your Credit Report - How Long on Your Report?

How Long Do Negative Items Stay on My Credit Report?

Last Updated: February 17, 2016

We assume you're asking this question because you recently pulled your credit report only to find quite a few negative items listed on it. These negative items are dragging your credit score down and you want to know how long these are going to be listed on your report.

It does depend on the type of negative information but here is a breakdown of how long different types of negative information will remain on your credit report:

Exceptions to Some Negative Listings

Here are some exceptions:

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Rules to Know When Dealing With Negative Information on Your Credit Report

Some other rules to keep in mind:

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