Credit Infocenter

Credit Report Comparison Chart - Companies Offering Free Credit Reports and Scores

Credit Reports Comparison Chart

Last Updated: February 2016

There are so many ways to obtain your credit report and credit score, picking the right product can be a difficult decision. Let's say you just want a quick look at your credit report or maybe you want to see your report and your score. Which product is best and which one will get you what you want without all the other bells and whistles. The reality is, most of these products and services come "repackaged" by different companies, with some variation in pricing and included services. Whatever your individual needs, we have researched many of the services out there and have constructed the table below to provide a convenient, side-by-side comparison of the products and services that they offer.




  • Free Credit Scores From All 3 Bureaus
  • Free 7-day Trial Membership
  • $39.95/month After Trial Period
  • Free 7-Day Trial
  • Daily Credit Monitoring
  • Equifax Credit Score
  • $19.95/month After Trial Period
  • Daily Alerts of Any Suspicious Activity


  • Free Credit Scores From All 3 Bureaus
  • Free 7-day Trial Membership
  • $39.95/month After Trial Period

Since January 1, 2004, all credit bureaus are required to give out one free credit report per year. You can get your FREE once-a-year credit reports from However, they are not required to give out your credit score and may charge up to $15 if you want your score included.

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