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Credit Scoring Conference Agenda

Complete Agenda for the Credit Scoring Conference
This conference was held on July 22,1999 in Washington, D.C. This page is in our site just as a reference to this historical event.

PUBLIC FORUM: THE CONSUMER AND CREDIT SCORING
July 22, 1999

AGENDA

9:00 a.m.
Introductory Remarks

9:10 a.m.
Credit Scoring: An Overview

This overview presentation is intended, in conjunction with the panel that follows, to give context to our later discussions.

10:10 a.m.
The Use of Credit Scoring In The Mortgage Industry

Panelists will discuss, in addition to credit scoring, mortgage scoring and automated underwriting.

Panelists:

11:00 a.m. - BREAK

11:15 a.m. Consumers' Experiences With Credit Scoring
This session will identify the issues and concerns that consumers have regarding the use of credit scoring. We will first hear from the panelists, who will begin the issue identification process, followed by an open discussion during which everyone in attendance is encouraged to participate.

Moderator:Peggy Twohig, Assistant Director for Financial Practices, Federal Trade Commission

Panelists:

12:15 p.m. - LUNCH BREAK
A list of area restaurants is available on the table outside of Room 432.

1:30 p.m.
Is Credit Scoring Fair?

This panel will address, among other issues, whether the use of scoring adequately assesses risk for all populations of consumers, and how the use of overrides impacts the use of scoring. Following brief presentations by the panelists, we will have an open discussion of the points made by the panelists as will as any issues raised in the morning session that are appropriately addressed here.

Moderator: David Medine, Associate Director for Financial Practices, Federal Trade Commission

Panelists:

3:10 p.m. - BREAK

3:25 p.m.
What Information Should Consumers Receive About Credit Scoring? Who should Provide That Information?
This panel will address, among other issues, whether consumers should have access to credit scores, what information is currently available to consumers concerning scores, what additional information could be made available, and the appropriate source to provide the necessary information (e.g.,consumer reporting agencies, housing counselors, real estate agents, loan officers).

Moderator:Peggy Twohig, Assistant Director for Financial Practices, Federal Trade Commission

Panelists:

4:45 p.m.
Concluding Remarks

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