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Debt Validation Letter - a shorter version - Sample Letter 10
You don't have to go quoting a bunch of laws and regulations the first time you request a debt validation from a collection agency. Merely requesting them to validate the debt you owe it is sufficient enough to start the ball rolling under the FDCPA. This letter is a shorter version of our sample letter 9.
Date
Your Name
Your Address
City, State Zip
Collection Agency
Collection Agency Address
City, State Zip
Re: Acct # XXXX-XXXX-XXXX-XXXX
To Whom It May Concern:
I just pulled a copy of my credit report and noticed that your agency is reporting that I owe you a debt. I was not aware of this debt until now, and under my rights under the FDCPA, I request that you validate this debt.
Sincerely,
Your Signature
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This letter is part of our debt validation article. Confused about how to use this letter or feel overwhelmed by the debt validation technique? We are here to help! Call us to speak to a credit counselor today!
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