Credit Infocenter

Credit Repair Letters Special Offer from Credit Info Center

Letter to Remove Credit Inquires from Credit Report

Removing Inquiries From Your Credit Report - Sample Letter 4

Prepare letters to each inquiring creditor asking them to remove their inquiry. The Fair Credit Reporting Act allows only authorized inquiries to appear on the consumer credit report. You must challenge whether the inquiring creditor had proper authorization to pull your credit file. Remember, this letter is only an example and you MUST edit it to fit your particular situation.

This letter is part of our credit repair strategy. We have other sample letters to handle a variety of credit situations. Here is the list.


Date

Your Name
Your Address

Creditor
Creditor Address

Re: Unauthorized Credit Inquiry

Dear Creditor,

I recently received a copy of my Experian credit report. The credit report showed a credit inquiry by your company that I do not recall authorizing. I understand that you shouldn't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit.

I have sent this letter certified mail because I need your prompt response to this issue. Please be so kind as to forward me documentation that you have had the unauthorized inquiry removed.

If you find that I am remiss, and you did have my authorization to inquire into my credit report, then please send me proof of this.

Thanking you in advance,

Signature
Printed Name
SS#

866.785.9884 Call for a FREE credit repair consultation from Lexington Law
Call 800.461.0524 and speak to a Credit Repair Expert at Lexington Law
Have Questions About Credit Repair? Get Answers with a FREE Consultation
Call Lexington Law 1-800-461-0524