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Bankruptcy Q & A Have questions about filing a bankruptcy? Wondering what it will do to your credit? Here is the place to start.


How Soon Will my Ch 13 be dismissed?

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  #1  
Old 02-09-2012, 06:19 AM
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Question How Soon Will my Ch 13 be dismissed?

Hello

I am currently in a Ch 13 (as some of you may have read previously; thanks for the replies)

How soon before its officially dismissed...I'm sitting here on pins and needles ready to do whatever is next...which would be; find a way to keep my car

I have not paid the December, January or February payment as of yet...I am currently in the middle of a 9-month-doomsday period

How long, typically before my case is dismissed by the trustee??

Thanks
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  #2  
Old 02-09-2012, 08:17 AM
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bankruptcy stays on your report for 10 years; your attorney can answer the question as to WHEN it will actually be dismissed.

Last edited by life is good; 02-09-2012 at 08:22 AM.
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Old 02-09-2012, 08:21 AM
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Quote:
Originally Posted by life is good View Post
bankruptcy stays on for 10 years
This only applies to a Chapter 7 not a Chapter 13.

Why did you stop paying on your Chapter 13? If you were not able to complete it, why didn't your bankruptcy attorney changed it to a Chapter 7?
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Last edited by thomassl; 02-09-2012 at 08:24 AM.
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Old 02-09-2012, 08:27 AM
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oh...my bad.....sorry
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Old 02-09-2012, 10:16 AM
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I stopped paying on my Chapter 13 under 'advice' from my paralegal (I haven't had an attorney since a few months after filing)...I think over the past three years I have received a lot of bad advice from this paralegal...my payments are way too high, and I have medical bills that have to be paid...she told me to stop paying and it would get dismissed quickly...not sure why they aren't/won't convert it to a Chapter 7...she/the paralegal never returns my phone calls or emails...
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Old 03-08-2012, 10:33 AM
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I would definitely change my paralegal
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