Webrecon admits they are now a CRA

[WhoCares1000]

WebRecon to Transform, Begin Verifying Litigant IDs and Tracking Pre-Litigation Demands

Webrecon has decided to become a CRA to better help their customers. This probably means that they are now covered under the FCRA rules. Would be a shame if fell on their own sword.

[crash5050]

So does that mean we can request our Litigation records from them now, as we do our credit reports from the Big 3? This might actually be a good thing, they know we are going to sue them or at least initiate pre-trial litigation, maybe they will just say the hell with that one, we will pend too much trying to collect it?

David

[Coltfan1972]

WebRecon to Transform, Begin Verifying Litigant IDs and Tracking Pre-Litigation Demands

"A significant percentage of consumer litigation is initiated by the same consumers over and over again, and screening them out of the general population can reduce lawsuits significantly."

"Screening them out of the general population."

Translation- Keep the hell away from these people. They know the law and are just looking for any reason to whip your tail in court. Stick to the weak and just hope they don't stumble on CIC or other consumer protection sites.

Hey Jack, the reason your industry is sued over and over again, and yes I admit a lot of the time by the same litigants, is because over and over again the CA or JDB keeps on violating.

"Being the only service to alert its clients of new activity by the most litigious consumers in the country through the semi-monthly “Litigant Hotsheet."

Well get your hotsheet out Jack. I'm coming after your industry again and I don't lose. It's just that simple. The only suspense is how much you will lose by, not if you will lose.

[usagi555]

So, like, how long after you file a complaint against a debt collector will it be that you're on the list? I just want to know so that I can know when to ask for my free annual report.

[1stStep]

I was on Webrecon within 3 days of filing my first suit against a CA...and yes, I'd call Webrecon and ask for my annual report - and if they don't give it, hit them with an FCRA suit.

[usagi555]

Originally Posted by 1stStep

I was on Webrecon within 3 days of filing my first suit against a CA...and yes, I'd call Webrecon and ask for my annual report - and if they don't give it, hit them with an FCRA suit.

LOL, but I bet they are going to be very good about sending requested reports to those who are on the list.

[WhoCares1000]

To be honest, I would think they will be real good with sending anyone a report, even if it is a null report. Of course, just sending such a request might be enough to get you put on the list. In fact, based on the report, I wonder if soon, the list will consist of all people who know their rights under the law because even a DV letter could be construed as a threat to sue by a CA/JDB if wordy enough (again, that may be why short and to the point would work better).

What this does however is increase their cost of doing business. They thought they were being clever by calling themselves a CRA to get around the FDCPA 3rd party issue regarding a CA/JDB telling them when someone threatened to sue. I wonder if they included the costs associated with being a CRA and following the FCRA and associated laws when they decided to go this route.

[WesleyD]

I bet you guys are accurate about that... They are probably good at sending requested reports.

[1stStep]

Sent away for my Webrecon report - their website states they will have something back within 30 days...

[Public Enemy]

Did you ever get your report from Webrecon?

[Anza01]

Last time I looked I thought we had to provide a lot of personal information, including a SSN. I am probably on the list as I know they watch California federal courts like a hawk and I have a federal case...

Everyone is radio silent. Between limited C&D's, DV, electing ARB and a security freeze on my CRA's, I guess I scream keep away.

Well almost, I do have OC coming after me because they have no ARB clause yet other accounts with them the same OC are radio silent because they do contain the ARB clause which I elected.

[TomnTex]

OK! Don't want to sound stupid here, but, just what is the real purpose of Webrecon? I looked at their site for a minute and think I have an idea. But, what do they really do and for who? Just wondering as I am sure many others are to.

[Anza01]

Originally Posted by TomnTex

OK! Don't want to sound stupid here, but, just what is the real purpose of Webrecon? I looked at their site for a minute and think I have an idea. But, what do they really do and for who? Just wondering as I am sure many others are to.

Webrecon is a ex-debt collector from what I hear, he was sued out of business with all the violations he regularly committed, so he started a new business keeping track of "credit terrorists".

You know, those who *actually* know the law and defend themselves as allowed by law. When you file suit against an CA or OC, you usually end up on the Webrecon list.

This way the CA/JDB's who don't do very well without violating the law can now check and see if you are on the Webrecon list, if you are, you now know that you have someone who will sue so either move on or find the one person in your office who won't violate the law.

I have heard that not many companies use the service, enough to make some money for the service provided. I guess Webrecon is growing as more CA/JDB's are being sued.

Webrecon wouldn't exist if the CA/JDB's just followed the law... Or if consumers just didn't fight back as the law allows and did what they are told to do by CA/JDB's.

[1stStep]

I did get my report...big surprise - it had an error...I have to send them 2 missing lawsuits.

[Coltfan1972]

Originally Posted by 1stStep

I did get my report...big surprise - it had an error...I have to send them 2 missing lawsuits.

[Coltfan1972]

Originally Posted by TomnTex

OK! Don't want to sound stupid here, but, just what is the real purpose of Webrecon?

To warn non-law abiding collection agencies to not screw with people like me, and just stick to violating the rights of the weak and uneducated in matters of law.

Think of it in terms of Somali pirates seeing a bunch of ships sailing by and they need to decide which ship to cowardly attack (Collection agency subscribing to Webrecon)

They check out the flag flying on the ship before they decide to attack (Junk Debt Buyer looking over Webrecon report before they start calling debtors).

If the pirates see the American or British flag flying they keep away (Junk Debt Buyer throws away the accounts on Webrecon report) If they see a country that is weak flag flying (The accounts not listed on Webrecon) they cowardly attack that ship.

However, once in awhile the pirates will make a mistake and attack a ship flying the stars and stripes (They call or send a letter to a member of CIC) Then the Pirates get shot in the head by Navy Seals and die (CIC member promptly sues and annihilates the junk debt buyer in court).

Quickly the pirates warn all their other pirate friends to not be stupid (Head of Webrecon posts on inside arm, that the credit terrorist are playing their games again, or what we on this board call taking zero crap and whipping the dog snot out of you) and only pick on the weak that can't defend themselves (Subscripe to Webrecon) or you have a good chance of getting shot in the head and your body fed to the sharks (Just one lawsuit you don't have to fight pays for the service for a whole year).

Now they spin it as something totally different. I compare their spin to radar detector spin.

Years ago when radar detectors were popular, the radar detector companies said you don't use the detectors to avoid getting caught speeding, you use the detectors so you will know if their is a possible wreck ahead, or if you need to be looking out for an emergency vehicle approaching that is on their way to help somebody. That way you can properly yield so the police can get to their emergency call and help somebody, and possibly save a life.

Hope that helps.

[TomnTex]

Got a better understanding now. Thank you both for your inputs. Interesting bunch to say the least.

[Torden]

Originally Posted by Coltfan1972

If the pirates see the American or British flag flying they keep away ...

They also keep away from Russian flagged vessels. I wonder what kind of JDB that would be like.

[Flyingifr]

Just remember - I am the original "Credit Terrorist" - that name was directed at me personally by Jack and all his friends at InsideArm several years ago when I launched my site, which they dubbed the "Credit Terrorist Training Camp".

I called WebRecon's list "the list you WANT to be on" as soon as I found out about it and I stand by that statement today. Get on Jack's List - it's better than Craig's List and more profitable, too.

[1stStep]

I was recently contacted by a CA over an OOS debt...their tune changed after I sent my Webrecon report to them...