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So why is Experian so hard to Dispute items? What is the best way?

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Old 02-09-2012, 01:08 AM
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Default So why is Experian so hard to Dispute items? What is the best way?
Why is Experian so hard to dispute items ? It seems although you can only dispute 1 time before they mark it frivolous and will not let you dispute again
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Old 02-09-2012, 07:31 AM
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I disputed 1 item...it came back as verified. I asked for MOV and got a letter back deeming my dispute frivolous.

I'll be filing my FCRA suit against them - and serving it on April 1.
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Old 02-09-2012, 08:08 AM
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I recently did a dispute two weeks ago and was amazed that they removed it! I expected a fight but it was removed immediately! Go figure!
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Old 02-11-2012, 09:08 AM
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ONLINE, if I already disputed a item once it will not let me dispute it again.

If I send int he dispute by mail will that change?
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Old 02-13-2012, 05:14 AM
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Originally Posted by 1stStep View Post
I disputed 1 item...it came back as verified. I asked for MOV and got a letter back deeming my dispute frivolous.

I'll be filing my FCRA suit against them - and serving it on April 1.
Can you please keep us posted on this?? I'm very curious how this is going to turn out. Thanks..
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Old 02-20-2012, 09:47 AM
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Send them certified court documents that say "dismissed with prejudice." It worked for me anyway.
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Old 02-21-2012, 05:26 PM
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Well, we really have to put a great fight in order for our dispute not to be removed online. Would sending a follow-up do make difference at all?
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Old 02-21-2012, 06:22 PM
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Third party? No. Hell no. I watched an elderly woman who relied on a third party to settle her debts get steamrolled in court. I felt slimy just for watching it.

That is, unless that third party is a reputable consumer attorney and you can afford the fees.
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