Hall of fame lawsuit winners....

[admin]

Just starting a thread here so that anyone who won against CRAs or collection agencies in court can post a link to their threads here.

Cybercrusader's collection agency win:
http://debt-consolidation-credit-rep...opic.php?t=623

Xan's Equifax settlement
1. http://debt-consolidation-credit-rep...ic.php?t=11914
2. http://debt-consolidation-credit-rep...ic.php?t=11166
3. http://debt-consolidation-credit-rep...ic.php?t=11295

Xan's settlement with Dell
http://debt-consolidation-credit-rep...ic.php?t=10770

shaneIrish's win against Equifax
1. http://debt-consolidation-credit-rep...ic.php?t=11401
2. http://debt-consolidation-credit-rep...ic.php?t=12107

[admin]

Aunt Nana's settlement with TransUnion
http://debt-consolidation-credit-rep...ic.php?t=12374

LekiaHall's day in court
http://debt-consolidation-credit-rep...ic.php?t=11494

CapePuffin's case
1.http://debt-consolidation-credit-rep...pic.php?t=6528
2.http://www.debt-consolidation-credit...ic.php?p=40391

Sakiawarmer's case to remove an inquiry
1.http://debt-consolidation-credit-rep...21&thread=3990
2.http://debt-consolidation-credit-rep...21&thread=5753

[Sky Warner]

I didn't actually win any money on my case against the Buy Here Pay Here that sued me for a deficiency balance on an auto loan but I did make them turn tail and run.

They got SQUAT from me and lost $170 filing fee..

HA HA HA to them!!

[admin]

Thanks for the update, I'm trying to compile a complete list for this board.

[shaneIrish]

My win/settlement was against a local Credit Union not Equifax. Equifax was actually quite helpful by providing me with the documents I needed for my win.

[Dr. Juris]

A certain collection agency that will go nameless - but has a ton of money - for some reason, let me default them. I didn't dick around in small claims but went straight to County Court at Law. I sent out a big batch of discovery to them, and for some reason, they ignored that, too.

I got $72,000.00 for violations of the FCRA (72 violations X 1,000.00) and $27,500 for libel.

I'm just going to sit on this judgment until their appeal options diminish. After all, I accrue $27.00 a day in interest on it.

An appeal will certainly be interesting, as I had 144 admissions deemed admitted, and they pretty much screw the collection agency in every possible way.

I'll keep everyone posted as to when / how much I collect, and if I get even half, there will be plenty of beer buying for all - this place educated me and inspired me to fight back.

I also think you're the kind of audience who would appreciate my web site - www.corpreform.com.

[willy2004]

Thanks admin, I received your post in the "lawyer in the house" forum.

In 2001, I sued a large hospital (don't ya just wanna hug and kiss me?) because they were violating the FDCPA by failing to include a 1692g notice.

It was granted class certification (class action) and defendant settled before even filing an MSJ. They were clearly "debt collectors" while using a name entirely different than their own to collect. 1692a(6). They had no clue...the address of the second entity was the same one as the hospital, no trickery involved, they just had no clue. lol

11,000 consumers in the class, roughly...felt good and it is nice to know.

[admin]

Originally Posted by Dr. Juris

A certain collection agency that will go nameless - but has a ton of money - for some reason, let me default them. I didn't dick around in small claims but went straight to County Court at Law. I sent out a big batch of discovery to them, and for some reason, they ignored that, too.

I got $72,000.00 for violations of the FCRA (72 violations X 1,000.00) and $27,500 for libel.

I'm just going to sit on this judgment until their appeal options diminish. After all, I accrue $27.00 a day in interest on it.

An appeal will certainly be interesting, as I had 144 admissions deemed admitted, and they pretty much screw the collection agency in every possible way.

I'll keep everyone posted as to when / how much I collect, and if I get even half, there will be plenty of beer buying for all - this place educated me and inspired me to fight back.

I also think you're the kind of audience who would appreciate my web site - www.corpreform.com.

Unbelievable!! Cool!!!! I can't believe they just say there.

[admin]

AuntNana's fight against EQ!

http://debt-consolidation-credit-rep...ic.php?t=15993

[goodmank]

Just got out of court. My lawsuit was against Arrow. They did not show. I argued my case to the Judge.

I get $2000.00 plus court costs

[admin]

Capepuffin's win against the collection agency....

http://www.debt-consolidation-credit...=112552#112552

[admin]

DSmithKMA's summary judgment:

http://debt-consolidation-credit-rep...ic.php?t=17191

[admin]

cm_chase's winning case from summons to settlement (excellent reference material):

http://debt-consolidation-credit-rep...ic.php?t=22830

[leadhead]

Well, I'm not sure if this qualifies as a Hall of Fame Lawsuit winner...in fact, there wasn't even a lawsuit filed.

This was for a utility bill, for $56.25 that was not owed. Quick rundown:

1. Received a dunning letter from a CA on December 12, 2004
2. Dec 13: I sent DV/C&D letter, not CMRRR, just regular; faxed it as
well.
3. Jan 6: I received another letter from same CA demanding payment
4. Jan 6:I sent a letter advising the CA they violated FDCPA,
specifically 805(c) and 809(b). Told them I'd accept a "discounted"
settlement of $750 or I'd have to file suit.
5. I received a letter from CA attorney stating his client has no
record of my December 13 letter...no letter, no violation. Although I
didn't send it CMRRR, I have fax activity report and phone bill showing
a fax to their office on Dec 13.
6. CA attorney then tried claiming bona fide error defense.

I asked Recovering Attorney and calawyer about this defense. calawyer gave me some great case law and Recovering asked me the following:

If they claim they never received a letter from you, how could they have erred??? It seems to me the defense is, we got the C&D but couldn't stop the second letter in time.

I then faxed them that same question, as well as citing calawyer's case law. A few days later they called, agreeing to settle on my original terms. :P

[almost_there]

Sued JBC and Associates in a class action handled by Edelman, Combs, Latturner & Goodwin....cashed a check for $1k last summer.
See the story here: http://debt-consolidation-credit-rep...asc&highlight=

Filed claims against Federal Credit Corp. and one of their employees just recently...expecting a settlement offer of at least $2k. My lawyer expects a slam dunk because we're suing them for contacting me directly after my attorney had notified them to go through him, and that is all very clear in black and white. This case is a BIG mess involving several companies, including Sprint and Gulf State Credit, but we're starting with Federal Credit Corp. My attorney is still working on the rest.

Threads regarding Federal Credit Corp:
http://debt-consolidation-credit-rep...979&highlight=
http://debt-consolidation-credit-rep...pic.php?t=9206

[direred]

So far:

Settled:
Capital One
Providian
Portfolio Recovery Associates (pending)

Dismissed by me:
Midland

Still on the court calendar:
Data Line (a small CA in California)

In the ITS queue:
PG&E
CBSJ

[fiatmoney]

I got a judgment for $3K, the max allowed in small claims. I sued for FDCPA violations and was awarded what I asked for under a default judgment, plus costs. Still haven't been successful in collecting though.

I waited until the allowed time for an appeals passed and filed for a creditor's hearing with a summons personally served to the registered agent. No shows at the hearing, hearing ajourned, still haven't collected. The saga continues.

[DocDon]

In some states, you can petition the Sheriff to go in and start seizing office furniture and computers to settle the judgment....

Gotta remember the caliber of people you're dealing with. These are the same people that were too stupid to stop knowing they were commiting a violation of Federal Statute....

[wings1223]

Can we get an update as to whether or not this is still working?

[LadynRed]

Of course it works, all you need is a writ execution to seize assets and the sheriff can go over with a truck and start loading it up ! You want to shut down a business to get their attention ?? Sieze their servers and computers and see how fast they react !!