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| While You are In It Debt Validation Q&A This forum is for those of you who have started the debt validation process and need more information. |
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I received a 1099-c today from Santa Barbara Bank and Trust. They had filed a judgment against me several years ago, but I was not properly notified at the time. I have 2 questions: Can I have the balance changed on my credit report to 0 on the judgment and the negative account (debt shows up twice.)? If so, how would I go about changing it? Does receiving a 1099-c end their collection rights? Please advise.
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