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      <title>Credit Info Center News Feed</title>
      <link>http://creditinfocenter.com/</link>
      <description>Get all the latest articles from CreditInfoCenter.com</description>
      <lastBuildDate>Mon, 16 Nov 2009 08:10:51 -0700</lastBuildDate>
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			<item>
				<title>Tips to Improve Your Financial Future</title>
				<link>http://www.creditinfocenter.com/rss/rss/refer.php?article=89&amp;feed=1&amp;ref=http://www.creditinfocenter.com/FeaturedArticles/tips-improve-financial-future.shtml</link>
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				<pubDate>Mon, 16 Nov 2009 08:09:11 -0700</pubDate>
				<description><![CDATA[Whether you are trying to <a href="../repair/">repair your credit</a>, <a href="../debt/settle_debts.shtml">get out of debt</a> or save money you need a plan or you&#39;re in danger of being overwhelmed by the task. A plan will help you break up the task into bite size chunks, measure progress and achieve exactly what you are looking to do.]]></description>
				<author>techartistkw-spam@yahoo.com</author>
				<category>Personal Finance</category>
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				<title>What are Mortgage Balloon Loans ?</title>
				<link>http://www.creditinfocenter.com/rss/rss/refer.php?article=88&amp;feed=1&amp;ref=http://www.creditinfocenter.com/mortgage/balloon-loans.shtml</link>
				<guid>http://www.creditinfocenter.com/rss/rss/refer.php?article=88&amp;feed=1&amp;ref=http://www.creditinfocenter.com/mortgage/balloon-loans.shtml?time=1257783517</guid>
				<pubDate>Mon, 09 Nov 2009 09:20:24 -0700</pubDate>
				<description><![CDATA[A balloon loan is a type of loan that requires a large payment at the end of a set period of time, usually 5 or 7 years.&nbsp;&nbsp; The advantage of a balloon loan is that loan payments are made on the loan as if it were fully amortized over a 30 year period, not five or seven years, and this brings down the payment significantly.]]></description>
				<author>techartistkw-spam@yahoo.com</author>
				<category>Mortgages</category>
			</item>
			<item>
				<title>Challenging the IRS - Is the Tax Levy Valid?</title>
				<link>http://www.creditinfocenter.com/rss/rss/refer.php?article=87&amp;feed=1&amp;ref=http://www.creditinfocenter.com/taxes/tax-levies.shtml</link>
				<guid>http://www.creditinfocenter.com/rss/rss/refer.php?article=87&amp;feed=1&amp;ref=http://www.creditinfocenter.com/taxes/tax-levies.shtml?time=1257179834</guid>
				<pubDate>Mon, 02 Nov 2009 09:41:50 -0700</pubDate>
				<description><![CDATA[If the IRS has levied on your property, there are a number of different steps that you can take to defend your interests even if the underlying tax debt is legitimate.]]></description>
				<author>techartistkw-spam@yahoo.com</author>
				<category>tax debt</category>
			</item>
			<item>
				<title>Types of Tax Levies the IRS May Use to Collect Debt Owed</title>
				<link>http://www.creditinfocenter.com/rss/rss/refer.php?article=85&amp;feed=1&amp;ref=http://www.creditinfocenter.com/taxes/types-tax-levies.shtml</link>
				<guid>http://www.creditinfocenter.com/rss/rss/refer.php?article=85&amp;feed=1&amp;ref=http://www.creditinfocenter.com/taxes/types-tax-levies.shtml?time=1256565364</guid>
				<pubDate>Mon, 26 Oct 2009 08:03:52 -0600</pubDate>
				<description><![CDATA[When people are saddled with a massive amount of tax debt, one way to address it, while avoiding the dread of wage garnishment, is through knowledge.]]></description>
				<author>techartistkw-spam@yahoo.com</author>
				<category>Tax Debt</category>
			</item>
			<item>
				<title>Tax Settlements - How to File an Offer in Compromise</title>
				<link>http://www.creditinfocenter.com/rss/rss/refer.php?article=84&amp;feed=1&amp;ref=http://www.creditinfocenter.com/taxes/offer-in-compromise.shtml</link>
				<guid>http://www.creditinfocenter.com/rss/rss/refer.php?article=84&amp;feed=1&amp;ref=http://www.creditinfocenter.com/taxes/offer-in-compromise.shtml?time=1255963494</guid>
				<pubDate>Mon, 19 Oct 2009 08:44:47 -0600</pubDate>
				<description><![CDATA[An offer in compromise (OIC) is an agreement between a taxpayer and the Internal Revenue Service that settles the taxpayer&rsquo;s tax liabilities for less than the full amount owed. It is an out of court agreement between the IRS and the taxpayer that resolves the taxpayer&#39;s liability.]]></description>
				<author>techartistkw-spam@yahoo.com</author>
				<category>Debt Settlement, Taxes</category>
			</item>
			<item>
				<title>I've Been Sued - How to Counter Affidavit of Debt</title>
				<link>http://www.creditinfocenter.com/rss/rss/refer.php?article=83&amp;feed=1&amp;ref=http://www.creditinfocenter.com/legal/motion-to-strike-affidavit.shtml</link>
				<guid>http://www.creditinfocenter.com/rss/rss/refer.php?article=83&amp;feed=1&amp;ref=http://www.creditinfocenter.com/legal/motion-to-strike-affidavit.shtml?time=1255370443</guid>
				<pubDate>Mon, 12 Oct 2009 12:02:28 -0600</pubDate>
				<description><![CDATA[Many times when a consumer is sued by a collection agency, within the court paperwork, the Plaintiff (the collection agency) includes an <strong><em>Affidavit of Debt</em></strong>. The affidavit is usually in the form of an employee of the collection agency (CA) or junk debt buyer (JDB) stateing he or she is &quot;intimately familiar/aware of the methods of record keeping at the original creditor&quot; concerning the debt in question.]]></description>
				<author>techartistkw-spam@yahoo.com</author>
				<category>Debt Lawsuits</category>
			</item>
			<item>
				<title>How to Get Your Credit Report From Annual Credit Report.com</title>
				<link>http://www.creditinfocenter.com/rss/rss/refer.php?article=82&amp;feed=1&amp;ref=http://www.creditinfocenter.com/creditreports/annualcreditreport-com.shtml</link>
				<guid>http://www.creditinfocenter.com/rss/rss/refer.php?article=82&amp;feed=1&amp;ref=http://www.creditinfocenter.com/creditreports/annualcreditreport-com.shtml?time=1254165488</guid>
				<pubDate>Mon, 28 Sep 2009 13:22:26 -0600</pubDate>
				<description><![CDATA[Many consumers are unaware of the fact that they are entitled to receive a free copy of their credit report each year for free - courtesy of the government. The revision of the Fair Credit Reporting Act (FCRA) in 2003 mandated that consumers be permitted to review their credit reports - for free - once each year. This free annual credit report review is a great way for consumers to stay one step ahead of the identity thieves, erroneous information and to kick off your credit repair efforts.]]></description>
				<author>techartistkw-spam@yahoo.com</author>
				<category>Credit Reports</category>
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			<item>
				<title>Reaging - What is it and how can it hurt me?</title>
				<link>http://www.creditinfocenter.com/rss/rss/refer.php?article=81&amp;feed=1&amp;ref=http://www.creditinfocenter.com/repair/reaging.shtml</link>
				<guid>http://www.creditinfocenter.com/rss/rss/refer.php?article=81&amp;feed=1&amp;ref=http://www.creditinfocenter.com/repair/reaging.shtml?time=1253541622</guid>
				<pubDate>Mon, 21 Sep 2009 08:07:09 -0600</pubDate>
				<description><![CDATA[Reaging is&nbsp;an illegal&nbsp;process used by collection agencies or original creditors&nbsp;where they change the date of last activity or chargeoff so that an item stays on your credit report longer than it should.]]></description>
				<author>techartistkw-spam@yahoo.com</author>
				<category>credit</category>
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				<title>The Pros and Cons of Target Date Retirement Funds</title>
				<link>http://www.creditinfocenter.com/rss/rss/refer.php?article=80&amp;feed=1&amp;ref=http://www.creditinfocenter.com/investment/target-date-retirement-funds.shtml</link>
				<guid>http://www.creditinfocenter.com/rss/rss/refer.php?article=80&amp;feed=1&amp;ref=http://www.creditinfocenter.com/investment/target-date-retirement-funds.shtml?time=1252941249</guid>
				<pubDate>Mon, 14 Sep 2009 09:15:21 -0600</pubDate>
				<description><![CDATA[A new investment vehicle has emerged within the last decade, designed to help investors make sense of the jumble of funds offered by their retirement plans. These new choices are known as target date funds (TDF), and chances are your 401(k) or 403(b) plan contains at least one of these unique investment vehicles.]]></description>
				<author>techartistkw-spam@yahoo.com</author>
				<category>Investment</category>
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			<item>
				<title>7 Common Myths About Saving Money</title>
				<link>http://www.creditinfocenter.com/rss/rss/refer.php?article=79&amp;feed=1&amp;ref=http://www.creditinfocenter.com/budgeting/myths-about-saving.shtml</link>
				<guid>http://www.creditinfocenter.com/rss/rss/refer.php?article=79&amp;feed=1&amp;ref=http://www.creditinfocenter.com/budgeting/myths-about-saving.shtml?time=1252346249</guid>
				<pubDate>Mon, 07 Sep 2009 12:00:04 -0600</pubDate>
				<description><![CDATA[Saving money is trendy these days, but there&#39;s a lot of misinformation flying around about the best way to do it. Even worse, too many people believe these 7 common myths. Which one is stopping you from saving money?]]></description>
				<author>techartistkw-spam@yahoo.com</author>
				<category>Finances</category>
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