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Entries from November 2008

Florida Collection Agency Hit with $3.4 million FTC Judgment

January 29th, 2008 · No Comments

Too bad, so sad…
 
See, even though people don’t really believe the FDCPA is an effective weapon, if you violate it, the FTC will come knowing on your door. A collection agency working on behalf of small businesses got into some big trouble (to the tune of $3.4 million!)with the FTC for representing itself […]

Popularity: 6% [?]

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Tags: Credit Bureaus and Scores

Why do people always wait until the last second?

January 29th, 2008 · 2 Comments

OK, this is a question for life in general, but I’ve noticed on the CIC boards that people make posts like “Court tomorrow - please help!”. Can you say “too late”? I mean, if you’re gonna make an effective defense to the courts you have to at least have 30 seconds to think about things.
Ok, […]

Popularity: 6% [?]

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Tags: Legal Stuff

What the New FICO 08 Credit Score Means to You

January 29th, 2008 · 6 Comments

The way your credit score is determined is about to change and for many of us it can be to our benefit. Fair Isaac Corp., the maker of the FICO credit score indicator that is used by the majority of lenders has recently introduced a new model, FICO 08. FICO 08 was created […]

Popularity: 4% [?]

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Tags: Credit Bureaus and Scores