So we all saw the SuperBowl Commercial where the guy paints his SSN on the side of a truck. Great gimmick - genius advertising. But is this product really necessary?

1. Less junk mail - well hey!! you can do this yourself pretty easily! http://creditinfocenter.com/cards/preventSellLists.shtml

2. Put a fraud alert on your credit report - again - here ya go:

Credit Reporting Agency toll-free 24-hour fraud assistance hotlines:

Equifax 1-800-525-6285
Experian 1-888-397-3742
Trans Union 1-800-680-7289

3. Guarantee costs of up to $1 million if someone steals your identity. Have no feedback on this one. I do know that TrueCredit offers a $25K guarantee, and that’s not too bad. Of course, you need to sign up for their monitoring service.

Here’s an article on these guys: http://www.azcentral.com/business/ar…ck0115-ON.html

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