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Entries from June 29th, 2009

Go ahead and keep billing my deceased mom, she won’t mind.

March 29th, 2008 · No Comments · Credit Bureaus and Scores

A lady died this past January, and The Bank billed her for February March for their annual service charges on her credit card, added late fees and interest on the monthly charge. The balance of $0, is now somewhere around $60. A Family Member placed a call to The Bank.
Here is the exchange:
Family Member: “I [...]

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Secrets of credit cards

March 28th, 2008 · No Comments · Credit Bureaus and Scores

Interesting video (and not even on You Tube!). I followed the advice and I will let you know if my snail-mail credit card offers diminish. Here is the website they recommend:
https://www.optoutprescreen.com/?rf=t
Credit Card Secrets - Funny bloopers R us

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Some banks are paying homeowners to leave their foreclosed properties

March 28th, 2008 · 2 Comments · Consumer Debt

I guess the banks are pretty desperate to keep any more properties from showing up on their asset ledgers.
From the Wall Street Journal…
http://online.wsj.com/article/SB120665586676569881.html?mod=todays_us_page_one
Mr. Buompensiero, a gray-bearded inspector for REO Asset Services-1st Realty Group, rang the bell. When no one answered, he taped a letter to the door offering the occupants $1,000 to move out. The [...]

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A history of how each credit card type was created

March 26th, 2008 · No Comments · Credit Cards

I learned some interresting history the other day. Here’s the blame list for credit cards:
*Diner’s Club was the first charge card. It did not, originally, allow balance carry month-to-month.
*First Interstate Bank created MasterCard.
*Bank of America created Visa.
*Sears created Discover and it is still owned by Sears Holding Corp it’s shadow parent company in [...]

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