A lady died this past January, and The Bank billed her for February March for their annual service charges on her credit card, added late fees and interest on the monthly charge. The balance of $0, is now somewhere around $60. A Family Member placed a call to The Bank.
Here is the exchange:
Family Member: “I […]

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Interesting video (and not even on You Tube!). I followed the advice and I will let you know if my snail-mail credit card offers diminish. Here is the website they recommend:
https://www.optoutprescreen.com/?rf=t
Credit Card Secrets - Funny bloopers R us
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I guess the banks are pretty desperate to keep any more properties from showing up on their asset ledgers.
From the Wall Street Journal…
http://online.wsj.com/article/SB120665586676569881.html?mod=todays_us_page_one
Mr. Buompensiero, a gray-bearded inspector for REO Asset Services-1st Realty Group, rang the bell. When no one answered, he taped a letter to the door offering the occupants $1,000 to move out. The […]

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I learned some interresting history the other day. Here’s the blame list for credit cards:
*Diner’s Club was the first charge card. It did not, originally, allow balance carry month-to-month.
*First Interstate Bank created MasterCard.
*Bank of America created Visa.
*Sears created Discover and it is still owned by Sears Holding Corp it’s shadow parent company in […]

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Key Bank really wants you to have a debit card. In fact, they’ll charge you a small monthly fee to not have one linked to your “free checking” account. We figure that this means Key Bank makes about $12 a year more off of customers who have linked debit cards—and that if you want greater […]

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After he continued to receive mailings for months from his bank after he thought he opted out of their mailings, reader Perre asked Citibank if they had honored his request. They said, “yes you’re opted out of Balance Transfer offers and Cash Convenience Checks.” Then he cleverly thought to ask which mailing lists he was […]

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Did you know Experian is marketing an automobile score based on title history of the car? Supposedly they have a model that looks at the title history and filters it down to a numerical score.
If it is anything like their credit or insurance scores, it’s a joke. Don’t waste your money. A simple lemon-check from […]

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OK, kids, it’s the same old song again, the FTC has tallied up its complaints about collections agencies for last year and they are pretty big. Just think if consumers were aware of their rights!
Some highlights:

The FTC received 70,951 FDCPA complaints in 2007. The FDCPA complaints represented 20.8% of the complaints the Commission received […]

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This would be funny if it wasn’t so sad. In spite some people have burned their homes.
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This link goes to a CNN video article about how many homeowners facing foreclosure are making sure the lenders don’t benefit from taking their home…by burning them down.
http://www.cnn.com/video/#/video/us/…ning.homes.cnn
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OK, it’s only a class action lawsuit and only the lawyers got paid - but thank goodness for small blessings.
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A collection law firm in Pennsylvania must pay $5.2 million to defendants that accused it of charging unauthorized administrative and attorney fees and interest on the fees as it collected delinquent real estate […]

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