Key Bank really wants you to have a debit card. In fact, they’ll charge you a small monthly fee to not have one linked to your “free checking” account. We figure that this means Key Bank makes about $12 a year more off of customers who have linked debit cards—and that if you want greater [...]
Entries from March 25th, 2008
You’re not allow to cancel your debit card at Key Bank
March 25th, 2008 · No Comments · Credit Cards
Citibank Uses Sneaky Way to Keep Sending You Junk Mail Even After You “Opt Out”.
March 25th, 2008 · No Comments · Credit Cards
After he continued to receive mailings for months from his bank after he thought he opted out of their mailings, reader Perre asked Citibank if they had honored his request. They said, “yes you’re opted out of Balance Transfer offers and Cash Convenience Checks.” Then he cleverly thought to ask which mailing lists he was [...]
Tags: Balance Transfers·Citibank·Junk Mail·Mailing Lists·Opt Out
Did you know your car has a “Credit Score”
March 24th, 2008 · No Comments · Credit Bureaus and Scores
Did you know Experian is marketing an automobile score based on title history of the car? Supposedly they have a model that looks at the title history and filters it down to a numerical score.
If it is anything like their credit or insurance scores, it’s a joke. Don’t waste your money. A simple lemon-check from [...]
Tags: Autos·Cars·Experian·Mechanical History·Score
FTC received 70,000+ complaints about collection agencies in 2007
March 24th, 2008 · No Comments · Debt Collection
OK, kids, it’s the same old song again, the FTC has tallied up its complaints about collections agencies for last year and they are pretty big. Just think if consumers were aware of their rights!
Some highlights:
The FTC received 70,951 FDCPA complaints in 2007. The FDCPA complaints represented 20.8% of the complaints the Commission received [...]
