I received the initial letter on 2/18/08, but this played out nicely and thought I would share as it is a good reason why the consumer should NEVER roll over to a collection agency. I’ve posted all the updates. “Three years ago I switched cell phone providers. I am fairly sure I settled up with [...]
Entries from April 16th, 2008
Suing a collection agency definitely works!
April 16th, 2008 · 6 Comments · I'm suing those guys!
Tags: collections·credit report·Equifax·Experian·FDCPA·lawsuit·transunion·violations
I’ve got a judgment….
April 16th, 2008 · No Comments · Credit Counselor Front Lines, I'm being sued!
Well, OK,I don’t have a judgment. But one of my clients does. I’m giving you the conversation as a bit of enlightenment on judgments. Client: “I have a judgment for $2000, but it was entered in error. They sued me in Utah and I lived in California.” Me: “Ok, so when was the judgment granted?” [...]
Foreclosures up 57%?
April 15th, 2008 · 1 Comment · Credit Counselor Front Lines
Well, actually, you have to read the fine print. They are up 57% from one year ago. But March’s figures were up 5% from February, so no matter how you slice it, things are getting bad. And I predict they will get worse. According to a Reuters story today, the 4 top states for foreclosure [...]
Tags: Foreclosures·Home·Mortgage·Price Appreciation·Real Estate Market
Confessions of a debt collector, Part II
April 11th, 2008 · No Comments · Consumer Debt
Remember my post where a woman working at a debt consolidation firm felt guilty about the poor people in her field? Here is the flip side of morality, someone who is working as a collector and being pretty unethical about it: Check out the video.
Tags: Collection Agency Worker·Debt collector·debt consolidation
