This is from a client who just successfully defended themselves against Palisades. Too bad the entire country doesn’t hold to such standards.
“We objected when the Plaintiff lawyer tried to enter a Statement of Account into evidence, and we spoke of Palisades never Validating debts (showed copies of EVERYTHING) the judge ruled in OUR [...]
Entries from April 8th, 2008
“Proof of custody” Documentation required in Alabama in Order for Collection agencies to Win in Court
April 8th, 2008 · 3 Comments · Consumer Debt, Credit Counselor Front Lines, I'm being sued!
Tags: Chain of Custody·Palisades·Statement of Account·Sued in Court·Unifund
Experian busted for not conducting “reasonable diligence” in investigations
April 7th, 2008 · No Comments · Credit Bureaus and Scores
Dennis v. BEH-1, LLC, 2007 WL 2769650 (9th Cir. Sept. 25, 2007)
Basically, the defendant, Dennis, had Experian report that a judgment had been entered against him, when in fact, although a complaint had been filed, the judgment was dismissed. The defendant had submitted documents proving this, and also requested that the credit bureaus check [...]
Tags: credit report·Experian·FCRA·Hogan Information Systems·Reasonable Investigation
Victory!
April 3rd, 2008 · No Comments · I'm being sued!
Just got this email from a client….this collection agencies lawyers tried everything to get this guy to pay and they had no information or proof on the case – sent him bogus affidavits, etc. They sent him interrogatories, scared him half to death, he was on the phone with me, shaking in his boots. [...]
Tags: collection agency·court·dismiss the case·lawsuit·Palisades
Overdue Consumer Debts Highest Since 1992, ABA Says
April 3rd, 2008 · No Comments · Consumer Debt
Overdue Consumer Debts Highest Since 1992, ABA Says (Update2)
By Hugh Son
April 3 (Bloomberg) — Consumers fell behind on car, credit-card and home-equity loans at the highest level in 15 years, another sign the U.S. economy is slowing, according to the American Bankers Association’s quarterly survey.
Payments at least 30 days past due increased across all eight [...]
Tags: Car Loans·consumers·Credit card debt·Home Equity Loans·Late Pays·Loans
