We know, we know. No one likes dealing with customer service. You don’t know where the call center is, how knowledgeable the agent is, and what script they are forced to follow. However, you can go a long way merely by just being friendly. OK, so you’re probably upset when you […]

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Here is a great illustration of laziness or paralysis (or something) that I see all the time. One of our readers was being taken to court over a debt. The lawsuit was so poorly filed that he could have easily fought it and won without a lawyer. Despite voluminous advice given (and […]

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Soaring gas costs, charging for every bag - are airline cards still a good deal? I myself use Southwest’s Rapid Rewards cards as my only airline card. Oh how things have changed with Rapid Rewards!
I recently traveled to Las Vegas. I used to be able to fly round-trip […]

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If you have a so-called option ARM, where you get a choice of the payment structure you want, I’ll bet you didn’t know about an insidious clause in that loan. In many option loans, you can choose a minimum payment, much like a credit card, where you just make a small payment, […]

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Hey, now we can take those oil barrel prices and figure what that means at the gas pump! Today in the Wall Street Journal, they pegged the cost of crude to gas pump prices:
Many analysts consider $4-a-gallon retail gasoline across the U.S. a foregone conclusion this summer driving season, a period of typically peak demand, […]

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Most financial institutions already are signed up for services from Experian, Equifax or TransUnion to know if you default on another credit card accounts. There have been numerous articles about how when you default on your Chase credit card account your name goes on the “credit card blacklist” and then Citibank […]

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Just received this email today from MyFico.com concerning the huge drop in consumer scores over the Sallie Mae glitch. Generous of them to extend this offer for so long…
Dear Valued Customer,
You may have received a recent Score Watch alert noting a large drop to your FICO® score due to a balance increase on your Sallie […]

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Wow, you can actually learn something from TV News! This story at Channel 2 KUTV News tells of the story of how a woman might lose her home over an unpaid dental bill.
How does this happen? This bill went to collections, the collection agency sued and they got a court order […]

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Yesterday, USA Today published an article on the absues of debt collectors (who we all know as collection agencies).
USA Today Article.
It’s great this is getting more press, as it is a real problem. Of course, the comments on this article were predictable “hey, just pay your debts” was the most common comment. I’m […]

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Leave it to the government! I have to say this is pretty funny. Maybe Diebold was involved in some way? Good thing I’m having my check sent to me the old fashioned way.
Newsday Link
An except:
Through the wonders of modern technology, some of […]

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