Comments on: A Collection Agency Case Against You in a Lawsuit is Pretty Weak

By: paul

paul — Fri, 18 Mar 2011 20:38:10 +0000

i am facing a credit card lawsuit in alabama. i am little bit confused about the steps that i need to take to fight this lawsuit. when i deny the complain, is the next step to mail a valadation of the debt to the collection agency’s attorney? what i have read so far is the next step is a denial letter to the plantiff’s attorney. i assume every step, i must submit letters to the small claim court and the collection agency’s attorney. i need some help and advice. thanks!!!

By: Jack

Jack — Sat, 25 Sep 2010 04:21:39 +0000

Go to the discussion forums on this website….

By: omar lado

omar lado — Thu, 19 Aug 2010 03:49:46 +0000

could a law firm come after me if they didnt validate my debt with in 30 days i sent it certfied mail an return receipt they just took it to court

By: Bethany

Bethany — Wed, 18 Aug 2010 00:17:36 +0000

A CA had recently purchased a debt of mine. I responded with a debt validation submitting proof that I made payments on the account and did not owe $700.00 but actually $100.00, and sent it certified. Eventually they contacted me stating I ignored their dunning notice and did not comply with their request for documents. Their dunning notice never asked for documents. I volunteered them on my own. They only showed me proof that they purchased the debt. They told my letter that showed proof of payments and the real balance was friviolus and irrelevant and they will ignore any future letters I write to them. They also entered on all three credit agencies that I made a $20.00 payment! I have sent them a letter complaining about the false payment and trying to reset the statue of limitations. Is there anything else I can do?