Comments on: The Over-Emphasis on Credit Report Inquires http://www.creditinfocenter.com/wordpress/2008/05/13/the-over-emphasis-on-inquires/ For the Up To Date News Tue, 07 Feb 2012 22:26:40 +0000 hourly 1 http://wordpress.org/?v= By: Marcus http://www.creditinfocenter.com/wordpress/2008/05/13/the-over-emphasis-on-inquires/comment-page-1/#comment-9943 Marcus Thu, 04 Aug 2011 14:00:16 +0000 http://www.creditinfocenter.com/wordpress/2008/05/13/the-over-emphasis-on-inquires/#comment-9943 I've read that you're only allowed two hard inquiries before it affects your credit score. As soon as you make that third hard inquiry, your score drops 12 points, then it drops another 12 points after your sixth or seventh hard inquiry. I currently have 1 hard inquiry from an Amex card I had signed up for last year, but not I want to consolidate my private student loans. All of the consolidation companies I've researched perform credit checks, which means I only have one shot before my credit score gets lowered. If I can't get a loan with the higher score, I'm less likely to get a loan after it's been lowered. Is there any way around this? I’ve read that you’re only allowed two hard inquiries before it affects your credit score. As soon as you make that third hard inquiry, your score drops 12 points, then it drops another 12 points after your sixth or seventh hard inquiry.

I currently have 1 hard inquiry from an Amex card I had signed up for last year, but not I want to consolidate my private student loans. All of the consolidation companies I’ve researched perform credit checks, which means I only have one shot before my credit score gets lowered. If I can’t get a loan with the higher score, I’m less likely to get a loan after it’s been lowered.

Is there any way around this?

]]> By: JP http://www.creditinfocenter.com/wordpress/2008/05/13/the-over-emphasis-on-inquires/comment-page-1/#comment-1561 JP Sat, 24 Jan 2009 18:42:21 +0000 http://www.creditinfocenter.com/wordpress/2008/05/13/the-over-emphasis-on-inquires/#comment-1561 Kristy, Does it matter to put the date of the inquiries in the letter ? Would you send me your contact info? Thank you Kristy,

Does it matter to put the date of the inquiries in the letter ?
Would you send me your contact info?
Thank you

]]> By: Kristy http://www.creditinfocenter.com/wordpress/2008/05/13/the-over-emphasis-on-inquires/comment-page-1/#comment-1449 Kristy Mon, 29 Dec 2008 17:28:47 +0000 http://www.creditinfocenter.com/wordpress/2008/05/13/the-over-emphasis-on-inquires/#comment-1449 Follow the link in the first paragraph of this blog post and you will see how to remove inquiries. Follow the link in the first paragraph of this blog post and you will see how to remove inquiries.

]]> By: MARSHA http://www.creditinfocenter.com/wordpress/2008/05/13/the-over-emphasis-on-inquires/comment-page-1/#comment-1448 MARSHA Mon, 29 Dec 2008 17:21:33 +0000 http://www.creditinfocenter.com/wordpress/2008/05/13/the-over-emphasis-on-inquires/#comment-1448 HOW DO I GO ABOUT REMOVING INQUIRIES FROM MY CREDIT HISTORY? HOW DO I GO ABOUT REMOVING INQUIRIES FROM MY CREDIT HISTORY?

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