Comments on: 5 Hidden Benefits of Retail and Department Credit Cards http://www.creditinfocenter.com/wordpress/2008/07/09/5-benefits-department-store-cards/ For the Up To Date News Tue, 07 Feb 2012 22:26:40 +0000 hourly 1 http://wordpress.org/?v= By: De http://www.creditinfocenter.com/wordpress/2008/07/09/5-benefits-department-store-cards/comment-page-1/#comment-443 De Tue, 15 Jul 2008 16:50:22 +0000 http://www.creditinfocenter.com/wordpress/2008/07/09/5-benefits-department-store-cards/#comment-443 Kristy check out this link http://www1.macys.com/service/credit/overview.ognc I spend alot at Macy's though so I get more benefits, but even the lowest spenders get some benefits. Doesn't hurt if you PIF every month. Kristy check out this link

http://www1.macys.com/service/credit/overview.ognc

I spend alot at Macy’s though so I get more benefits, but even the lowest spenders get some benefits. Doesn’t hurt if you PIF every month.

]]> By: tony p http://www.creditinfocenter.com/wordpress/2008/07/09/5-benefits-department-store-cards/comment-page-1/#comment-442 tony p Fri, 11 Jul 2008 23:59:14 +0000 http://www.creditinfocenter.com/wordpress/2008/07/09/5-benefits-department-store-cards/#comment-442 Macy's good. So is JCP, which offers special coupons to account holders. I keep mine but don't use it due to the interest rate, but Penny 's offers value these days, imo. I wouldn't load up on these cards, though, as the limits tend to be puny and the APR high, and Citi is behind most ( Argh!!!) Macy’s good. So is JCP, which offers special coupons to account holders. I keep mine but don’t use it due to the interest rate, but Penny ‘s offers value these days, imo.

I wouldn’t load up on these cards, though, as the limits tend to be puny and the APR high, and Citi is behind most ( Argh!!!)

]]> By: David http://www.creditinfocenter.com/wordpress/2008/07/09/5-benefits-department-store-cards/comment-page-1/#comment-440 David Fri, 11 Jul 2008 01:48:10 +0000 http://www.creditinfocenter.com/wordpress/2008/07/09/5-benefits-department-store-cards/#comment-440 I agree with your points, especially mentioning that it may be worth waiting and looking up the terms. While these credit cards can help establish a credit history, they are also the type of cards that almost anyone can get. The inquiry alone in the application process will temporarily hurt your score. It's good to remember not to jump on such offers when you're making a bigger financial decision ( car or home) in the near future. I agree with your points, especially mentioning that it may be worth waiting and looking up the terms.
While these credit cards can help establish a credit history, they are also the type of cards that almost anyone can get. The inquiry alone in the application process will temporarily hurt your score. It’s good to remember not to jump on such offers when you’re making a bigger financial decision ( car or home) in the near future.

]]> By: Kristy http://www.creditinfocenter.com/wordpress/2008/07/09/5-benefits-department-store-cards/comment-page-1/#comment-437 Kristy Thu, 10 Jul 2008 18:51:59 +0000 http://www.creditinfocenter.com/wordpress/2008/07/09/5-benefits-department-store-cards/#comment-437 Really! Maybe I should consider signing up with Macy's. Really! Maybe I should consider signing up with Macy’s.

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