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Entries from August 25th, 2008

Top Ten Potential Homebuyer Turn-Offs

August 25th, 2008 · 1 Comment · Real Estate

I know, your mother always told you to “focus on the positive” and that is stellar advice. But it’s possible your house includes all the “Top Ten Homebuyer Turn-Ons” (OK, guess I have to create this list next) but what if it also has some significant “turn-offs”? Have no fear, here is a great list [...]

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Zero Percent Interest, 15-Year Loan Available: Interested?

August 22nd, 2008 · 2 Comments · Consumer Debt, Mortgages, Real Estate

That’s right, this is one of the “better” provisions included in the Housing and Economic Recovery Act of 2008, the much-hyped legislation which became law in late July of this year. Otherwise known as the “First-Time Homebuyer Tax Credit”, the provision gives homebuyers yet one more $7500 reason that it might be a good time [...]

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Why Isn’t My Payment Information On My Credit Report?

August 21st, 2008 · 1 Comment · Credit Bureaus and Scores, Credit Reports

Many times consumers will open up a line of credit hoping to rebuild their credit. it will do you no good if the creditor does not report your payment history to the credit bureaus. Creditors are not required to report anything to the credit bureaus by law. The only requirement is [...]

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India Debt Collection Call Centers – Who is Responsible?

August 20th, 2008 · 3 Comments · Consumer Debt, Debt Collection

In April, I published a blog post covering a New York Times story about outsourcing collection calls to India. In this article I maintained that any violations of the Fair Debt Collection Practices Act (FDCPA), harrassing phone calls, threats, revealing information about the debt to someone who is not the debtor would be the [...]

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