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Entries from November 21st, 2008

Great Depression on its Way? Better Stock Up on This

November 21st, 2008 · No Comments · Budgeting, Consumer Debt

Spam, spam, spam, spam, wonderful SPAM!!
Now if you are are younger than a baby boomer you most likely think of Spam as those annoying “unsolicited bulk junk emails” that grace our cyberspace in-boxes daily. The rest of us either hear the lyrics of the 1970’s era Monty-Python created “Spam-a-lot” song running through our heads, or [...]

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How to Get Rid of Debt-Related Stress

November 20th, 2008 · No Comments · Consumer Debt, Credit Counselor Front Lines

Sometimes when I am talking to a reader about his or her debt, though he or she may be a stranger, I can hear an enormous amount of stress in their voice. I immediately switch the topic of conversation, and focus on calming them down. I am positive that if the reader [...]

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What Goes into Your Credit Score?

November 19th, 2008 · 1 Comment · Credit Reports

I get asked this question a lot: “If I do X, how many points will my credit score go up?”
The truth is, no one knows EXACTLY, except for the creator of the FICO score, Fair Isaac and the creators of the other scoring system, VantageScore. VantageScore was created by the credit bureaus in an [...]

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Lost Your Job? Here’s Your Plan of Attack

November 18th, 2008 · No Comments · Budgeting, Consumer Debt, Consumer Info

Having been a corporate slave for a good portion of my life, I am all too aware of the complacent, comfortable feeling that traditionally comes with long-term employment. The daily routine is built in for most Americans, who, on average, spend 70% of their Monday-Friday waking hours on work-related activities. But it seems, with recent [...]

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