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	<title>Comments on: Debt Validation &#8211; Frequently Asked Questions</title>
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		<title>By: Lynn</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/01/13/debt-validation-frequently-asked-questions/comment-page-1/#comment-1584</link>
		<dc:creator>Lynn</dc:creator>
		<pubDate>Wed, 04 Feb 2009 05:13:42 +0000</pubDate>
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		<description>I received a collection letter from 2 different companies for the same alleged debt within two weeks.  I responded to both letters by certified mail asking for verification of debt (After 3 years, I needed time to find the letter from the original creditor stating the account was paid, which I do have along with the cancelled check).  I never heard from either company since November.  I got my credit report and it states that  the account is still in collections last updated Jan 09).  Is my next step to contact the Credit Bureau?  I am getting ready to leave the states for 2 months, and I don&#039;t want to come back to any surprises.  Thank you for your time.</description>
		<content:encoded><![CDATA[<p>I received a collection letter from 2 different companies for the same alleged debt within two weeks.  I responded to both letters by certified mail asking for verification of debt (After 3 years, I needed time to find the letter from the original creditor stating the account was paid, which I do have along with the cancelled check).  I never heard from either company since November.  I got my credit report and it states that  the account is still in collections last updated Jan 09).  Is my next step to contact the Credit Bureau?  I am getting ready to leave the states for 2 months, and I don&#8217;t want to come back to any surprises.  Thank you for your time.</p>
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		<title>By: Kristy</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/01/13/debt-validation-frequently-asked-questions/comment-page-1/#comment-1516</link>
		<dc:creator>Kristy</dc:creator>
		<pubDate>Wed, 14 Jan 2009 20:56:13 +0000</pubDate>
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		<description>Alternative to Bankruptcy, the only reason I can think of to use a debt settlement company is that they want to be taken advantage of.   :twisted:</description>
		<content:encoded><![CDATA[<p>Alternative to Bankruptcy, the only reason I can think of to use a debt settlement company is that they want to be taken advantage of.   <img src='http://www.creditinfocenter.com/wordpress/wp-includes/images/smilies/icon_twisted.gif' alt=':twisted:' class='wp-smiley' /> </p>
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		<title>By: Alternative To Bankruptcy</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/01/13/debt-validation-frequently-asked-questions/comment-page-1/#comment-1509</link>
		<dc:creator>Alternative To Bankruptcy</dc:creator>
		<pubDate>Tue, 13 Jan 2009 19:52:29 +0000</pubDate>
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		<description>Some people like to deal with their credit card debt all by themselves. However, some people do use credit card debt settlement agency. There can be various reasons for going for a credit card debt settlement agency. :arrow:</description>
		<content:encoded><![CDATA[<p>Some people like to deal with their credit card debt all by themselves. However, some people do use credit card debt settlement agency. There can be various reasons for going for a credit card debt settlement agency. <img src='http://www.creditinfocenter.com/wordpress/wp-includes/images/smilies/icon_arrow.gif' alt=':arrow:' class='wp-smiley' /> </p>
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