Want to get your refund quickly?  Save money on postage, printing and even tax preparation?  You can get some relief through a new IRS program!  The IRS is offering free tax filing through the internet this year for those people with less than $56,000 adjusted gross income. They are offering two separate options: You can fill out the forms yourself and file electronically them through the IRS website, or use a company who has partnered with the IRS, answer questions online and file your tax return that way.

There are 20 separate companies partnering with the IRS, including three that have a Spanish option. Many of the companies include provisions for Mortgage Forgiveness Debt Relief.  Others even do your tax preparation for you, free of charge, by asking you a series of questions.

Basic Guidelines:

• The IRS will begin accepting e-filed returns Jan. 16.
• The 2009 Free File program also begins Jan. 16.
• To use Free File this year, your 2008 adjusted gross income must be $56,000 or less.
• The income cut-off applies regardless of your filing status. This means even if you are filing as married, your total income cannot exceed $56,000.
• 20 tax software companies are part of Free File 2009.
• Three companies are offering Free File products in Spanish.
• You can e-file your return at any time and schedule any payment of taxes due for a later date, up to the April 15 deadline.
• This season the IRS introduces a new way to e-file regardless of income with fillable forms.
• Access Free File only by going to the IRS Web site, www.IRS.gov, and clicking on the Free File icon.

From the IRS Free File webpage, here is the list of companies that you can use to prepare your taxes online and file them free.  If this list is overwhelming, click on the previous link and there is a form you can fill out which will show all of the companies application to your state and filing status.

ezTaxReturn.com: Free Federal tax preparation and e-file if your Adjusted Gross Income is $56,000 or less and you live in the following states AL, AR, AZ, CA, GA, IL, LA, MA, MI, MS, NC, NJ, NY, OH, PA, VA, or WI.

EfileTaxReturns.net: Free federal preparation and e-file if your adjusted gross income is between $5,000 and $56,000, and you live in the following states: AL, AR, AZ, CA, CO, CT, DE, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, SD, UT, VA, VT, WI or WV.

1040NOW.NET: Free federal tax preparation and e-file if your AGI is between $5,000 and $56,000 and you live in the following states: AL, AR, AZ, CA, CO, CT, DC, DE, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NY, OH, OK, OR, PA, RI, SC, UT, VA, VT, WI, or WV. Includes Form 982 (Mortgage Forgiveness Debt Relief).

FileYourTaxes.com: Free federal tax preparation if your Adjusted Gross Income is $56,000 or less and you are aged 17 to 60 and you live in the following states: AL, AR, AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, NC, NE, NJ, NM, NV, NY, OH, OK, OR, TX, UT, VA, WA, or WI. Includes Form 982 (Mortgage Forgiveness Debt Relief).

H&R Block’s TaxCut Free File: Free federal online tax preparation and e-file if your adjusted gross income is $56,000 or less and you are age 50 or younger. Includes Form 982 (Mortgage Forgiveness Debt Relief).

Free1040TaxReturn.com: Free federal tax preparation and e-file if your adjusted gross income is $56,000 or less and you are age 55 or younger and you live in following states: AL, AR, AZ, CA, CO, DC, DE, GA, IA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, NC, NE, NJ, NM, NY, OH, OK, OR, PA, SD, UT, VA, WI, WV, or if you qualify for the Earned Income Tax Credit or are Active Military with an Adjusted Gross Income of $56,000 or less.

I-CAN!® Free File: Free federal tax preparation and e-file if your adjusted gross income is $30,000 or less or you qualify for the Earned Income Tax Credit. En Español.

123Easytaxfiling: Free federal tax preparation and e-file if your adjusted gross income is $56,000 or less and you live in the following states: AL, AR, AZ, CA, CO, CT, GA, IA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, NC, NE, NJ, NY, OH, OK, OR, PA, SC, VA, WI, or WV.

OnlineTaxPros.com: Free federal tax preparation and e-file if your adjusted gross income is between $11,000 to $56,000. En Español.

eSmartTax From Liberty Tax Service: Free Federal online tax preparation and e-File if your adjusted gross income is $56,000 or less, and you are age 50 or younger. Includes Form 982 (Mortgage Forgiveness Debt Relief). En Español.

FREE TAX RETURN @ http://www.free-tax-return.com/2008/: Free federal tax preparation and e-file if your adjusted gross income is $56,000 or less and you live in the following states: AK, AZ, CA, CO, DC, DE, HI, GA, IA, ID, IL, IN, KS, KY, LA, MA, MI, MN, MT, NC, ND, NE, NH, NM, NV, NY, OH, OR, PA, RI, SC, SD, TN, UT, VA, VT, WI, WV, or WY.

ISECURETAX: Free federal tax return preparation and e-file if your adjusted gross income is between $11,000 and $56,000. Includes Form 982 (Mortgage Forgiveness Debt Relief).

TAX$IMPLE Ultimate Version: Free federal tax preparation and e-file if you are age 66 or less and you live in the following states: AL, AR, AZ, CA, CO, CT, DC, DE, HI, GA, IA, ID, IL, IN, KS, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, SD, TN, UT, VA, VT, WI, WV, or WY. Includes Form 982 (Mortgage Forgiveness Debt Relief).

CompleteTax: Free federal tax preparation and e-file if your Adjusted Gross Income is $31,000 or less.

TurboTax® Freedom Edition: Free federal tax preparation and e-file if your Adjusted Gross Income is $30,000 or less or you are active military or you qualify for Earned Income Tax Credit. Includes Form 982 (Mortgage Forgiveness Debt Relief).

TaxACT.com® Free File : Free federal online tax preparation and e-file if your adjusted gross income is $56,000 or less and you are age 19 through 55 years old. Includes Form 982 (Mortgage Forgiveness Debt Relief).

CitizenTax: Free federal online preparation if your adjusted gross income is $56,000 or less, you are age 50 or younger and live in the following states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WI or WV.

TaxSlayer.com: Free Federal tax return preparation and e-file if your AGI is $56,000 or less and you are age 25 or younger or 65 or older or you are active Military or if you qualify for the Earned Income Tax Credit or if your AGI is $10,000 or less regardless of age. Includes Form 982 (Mortgage Forgiveness Debt Relief).

FreeTaxUSA.com: Free federal tax preparation and e-file if your adjusted gross income is $56,000 or less and you live in the following states: AL, AZ, CA, CO, CT, DE, GA, IA, ID, IL, IN, KS, KY, LA, MD, MI, MO, MS, NC, NE, NJ, NM, NY, OH, OK, OR, PA, SC, UT, VA, or WV. Includes Form 982 (Mortgage Forgiveness Debt Relief).

OnLine Taxes @ OLT.com: Free federal tax preparation and e-file if your adjusted gross income is $56,000 or less and you are age 50 or younger. Includes Form 982 (Mortgage Forgiveness Debt Relief).

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