In this very challenging economic time, I’ve had many of my inner circle of friends pull me aside quietly and ask my advice about some pretty tough problems. Recently, a good friend came to me claiming to be deep in credit card debt. Bless his heart, he was the most concerned about how he would [...]
Entries from March 19th, 2009
How to Tell Your Significant Other About Your Financial Trouble
March 19th, 2009 · 2 Comments · Your Money
Tags: Bankruptcy·car repossession·communication·debt·financial trouble·forgiveness·lies·love·money troubles·relationships
Is the Recession Affecting Fido’s Lifestyle – or Just Yours?
March 18th, 2009 · No Comments · Budgeting
We’ve all been affected in some way or another by the recent economic troubles, and inevitably troubling times are bound to trickle down the line to the low man (er, dog) on the totem pole. Or, do they? In a recent poll whose results (I find) a little surprising given the times, and only one [...]
Tags: affection·Budgeting·love·pet expenditures·pet food·recession·reduce spending·spending·voluntary surgeries
Lower Your Mortgage Payment without a Loan Restructure
March 17th, 2009 · No Comments · Budgeting, Mortgages
If saving a few dollars a month on your mortgage payment will be the difference between being able to afford your mortgage or not, then why not try and lower your home insurance? You can save hundreds of dollars by shopping around. How would this help your mortgage payment? The cost of your home insurance is buried in your mortgage payment – each payment typically consists of principal, interest, taxes and insurance.
Tags: Deductible·discounts·home insurance·loan restructuring·Mortgage·mortgage payments
FAQs on the “Making Homes Affordable” Refinancing Initiative
March 16th, 2009 · 2 Comments · Mortgages, Real Estate
Are you one of the many Americans becoming overwhelmed by all the economic reform proposals, stimulus packages, and initiatives for this, that and the other thing? Join the club! Recently, the Obama administration announced formal details regarding one of the latest initiatives, the “Making Home Affordable Program”, designed to assist an estimated nine million families [...]
Tags: home loan·Loan Modification Program·Making Homes Affordable Program·Mortgage Delinquency·mortgage refinancing·Mortgage Relief·Mortgages
