http://www.creditinfocenter.com/wordpress/2009/07/20/credi-repair-investigation-requests-send-social-security-number/ For the Up To Date News Tue, 07 Feb 2012 22:26:40 +0000 hourly 1 http://wordpress.org/?v= http://www.creditinfocenter.com/wordpress/2009/07/20/credi-repair-investigation-requests-send-social-security-number/comment-page-1/#comment-2350 Kristy Wed, 29 Jul 2009 14:52:48 +0000 http://www.creditinfocenter.com/wordpress/?p=2458#comment-2350 We were talking about disputes with the original creditor here. We were talking about disputes with the original creditor here.

]]> http://www.creditinfocenter.com/wordpress/2009/07/20/credi-repair-investigation-requests-send-social-security-number/comment-page-1/#comment-2348 Gordon's Credit Report Wed, 29 Jul 2009 08:59:49 +0000 http://www.creditinfocenter.com/wordpress/?p=2458#comment-2348 You always need to procure a copy of your credit report from Equifax, Experian, or Trans Union before starting with your credit repair activities. You always need to procure a copy of your credit report from Equifax, Experian, or Trans Union before starting with your credit repair activities.

]]> http://www.creditinfocenter.com/wordpress/2009/07/20/credi-repair-investigation-requests-send-social-security-number/comment-page-1/#comment-2228 Greg Mon, 20 Jul 2009 22:45:15 +0000 http://www.creditinfocenter.com/wordpress/?p=2458#comment-2228 For quickest removal of the line item, you may be better off disputing the item with the CRAs, forcing them to contact AmEx about the item. (Start with the CRA your mortgage broker uses for your credit report) After all, if they can't find it for you, they may not be able to find it for the CRA, and it should be automatically removed from your credit report(s). If the CRA does confirm the line item, then ask for method of verification and go from there. I wouldn't start by "helping" AmEx "find" your account. Or, I would call AmEx only with your ssn, i.e. "I need help finding an old account" without revealing any account number that may or may not be yours. If they lost that information, so be it, it’s now an easier problem to solve. This site and creditboards.com has plenty of information on cleaning up your credit history and you should be well read on the convoluted process we have to go through and the underhanded techniques that creditors and collectors use before pressing ahead. Good Luck. For quickest removal of the line item, you may be better off disputing the item with the CRAs, forcing them to contact AmEx about the item. (Start with the CRA your mortgage broker uses for your credit report) After all, if they can’t find it for you, they may not be able to find it for the CRA, and it should be automatically removed from your credit report(s). If the CRA does confirm the line item, then ask for method of verification and go from there. I wouldn’t start by “helping” AmEx “find” your account. Or, I would call AmEx only with your ssn, i.e. “I need help finding an old account” without revealing any account number that may or may not be yours. If they lost that information, so be it, it’s now an easier problem to solve. This site and creditboards.com has plenty of information on cleaning up your credit history and you should be well read on the convoluted process we have to go through and the underhanded techniques that creditors and collectors use before pressing ahead. Good Luck.

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