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	<title>Comments on: Bad Credit &#8211; What Does it Actually Cost You?</title>
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		<title>By: bad credit car loans</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/08/11/bad-credit-what-does-it-actually-cost-you/comment-page-1/#comment-4297</link>
		<dc:creator>bad credit car loans</dc:creator>
		<pubDate>Tue, 23 Mar 2010 06:04:26 +0000</pubDate>
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		<description>having bad credit card loan is not very difficult to obtain these days considering a lot of loan creditors grant such type of auto loans to people having less than perfect credit rating. It is also one of many ways of repairing your credit, yet to make that ensue you have to be alot more responsible in terms of paying off your debts with the loan companies.. But you need to make certain that this company also give you tips on how to obtain the best deal, whether it&#039;s a trade in or a new car deal.</description>
		<content:encoded><![CDATA[<p>having bad credit card loan is not very difficult to obtain these days considering a lot of loan creditors grant such type of auto loans to people having less than perfect credit rating. It is also one of many ways of repairing your credit, yet to make that ensue you have to be alot more responsible in terms of paying off your debts with the loan companies.. But you need to make certain that this company also give you tips on how to obtain the best deal, whether it&#8217;s a trade in or a new car deal.</p>
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		<title>By: Mel</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/08/11/bad-credit-what-does-it-actually-cost-you/comment-page-1/#comment-2500</link>
		<dc:creator>Mel</dc:creator>
		<pubDate>Thu, 13 Aug 2009 00:06:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2869#comment-2500</guid>
		<description>Sometimes it isn&#039;t the person&#039;s fault.  I trusted my husband when he said he&#039;d pay my bills for 2 years if I gave him a quickie Nevada divorce with no assets and no debts listed; he said I could bank on his &quot;U.S. Marine&#039;s word.&quot; Turns out he didn&#039;t pay any of them.  Love and misplaced trust got me and ruined my credit.</description>
		<content:encoded><![CDATA[<p>Sometimes it isn&#8217;t the person&#8217;s fault.  I trusted my husband when he said he&#8217;d pay my bills for 2 years if I gave him a quickie Nevada divorce with no assets and no debts listed; he said I could bank on his &#8220;U.S. Marine&#8217;s word.&#8221; Turns out he didn&#8217;t pay any of them.  Love and misplaced trust got me and ruined my credit.</p>
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		<title>By: Prepaid debit cards</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/08/11/bad-credit-what-does-it-actually-cost-you/comment-page-1/#comment-2496</link>
		<dc:creator>Prepaid debit cards</dc:creator>
		<pubDate>Wed, 12 Aug 2009 17:54:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2869#comment-2496</guid>
		<description>Sure credit cards are convenient but they really aren’t worth it if they are misused. They can cost you your chance at a job, your best chance at interest rates for major purchases like houses and cars. Not to mention student loan rates for your kids. With bad credit from credit card debt the difference in total payback for loans is astounding. The best way I manage my finances is not using credit cards. If you want to live within your means and get good rates on loans I would recommend doing a search to find a good card . That way if you have the money to spend it you can and if you don’t, well then you don’t buy it. Good credit ratings will then be in the forecast!</description>
		<content:encoded><![CDATA[<p>Sure credit cards are convenient but they really aren’t worth it if they are misused. They can cost you your chance at a job, your best chance at interest rates for major purchases like houses and cars. Not to mention student loan rates for your kids. With bad credit from credit card debt the difference in total payback for loans is astounding. The best way I manage my finances is not using credit cards. If you want to live within your means and get good rates on loans I would recommend doing a search to find a good card . That way if you have the money to spend it you can and if you don’t, well then you don’t buy it. Good credit ratings will then be in the forecast!</p>
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		<title>By: Chris</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/08/11/bad-credit-what-does-it-actually-cost-you/comment-page-1/#comment-2494</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Wed, 12 Aug 2009 14:19:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2869#comment-2494</guid>
		<description>I think you meant somehting else under damaged credit....

Auto Loans
$20,000 car paid over 5 years:
CREDIT STATUS	RATE	PAYMENT	COST OF BAD CREDIT
Perfect	4%	$460.41	$0.00
Mildly Damaged	8%	$506.91	$69,379.20
Damaged	15%	$2,790.00   	$7,278.00</description>
		<content:encoded><![CDATA[<p>I think you meant somehting else under damaged credit&#8230;.</p>
<p>Auto Loans<br />
$20,000 car paid over 5 years:<br />
CREDIT STATUS	RATE	PAYMENT	COST OF BAD CREDIT<br />
Perfect	4%	$460.41	$0.00<br />
Mildly Damaged	8%	$506.91	$69,379.20<br />
Damaged	15%	$2,790.00   	$7,278.00</p>
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