As of July 31, 2009, 5039 credit and debt related lawsuits across the USA haved been filed. In 2008, breaking the 5000 level took until October. The basis of these lawsuits were violations of the Fair Credit Reporting Act (FCRA) and Fair Debt Collections Practices Act FDCPA. The number includes lawsuits filed consumers acting as [...]
Entries from August 19th, 2009
Lawsuits Against Creditors Reach Record Levels
August 19th, 2009 · 2 Comments · I'm suing those guys!
Tags: Attorney General's office·collection·Consumer Law·consumer lawsuits·Daniel A. Edelman·FCRA·FDCPA·Late Pays·litigants·violations
A Great List of Free Online College Courses
August 18th, 2009 · Comments Off · Career, Consumer Info
Getting something for nothing, especially in the economy we are facing today, is a huge score! And with so many Americans finding themselves unemployed with “time on their hands”, this blog post subject seems very timely, useful and appropriate. But on to the good news. A website called universitiesandcolleges.org has created an incredibly huge, very cool master list of [...]
Tags: Budgeting·college courses·free college classes·free education·free online learning·free stuff·online courses
Debit or Credit Cards – Which is Better?
August 17th, 2009 · 6 Comments · Credit Cards
When we say debit in this article, we mean don’t just mean ATM cards, but any card which is tied to your checking or savings account. This includes debit cards which can be used like credit cards. I’ve always personally thought that credit cards are better than debit cards. Here are some reasons why: Bounced [...]
Tags: Blocking·Credit Cards·Debit Cards·fraud·insufficient funds·Overdraft·protections·rewards programs·transactions
Do You Understand What Impacts Your Credit Score? Take This Quiz!
August 14th, 2009 · 1 Comment · Credit Bureaus and Scores
According to a recent article in RISMEDIA, Forty-two percent of consumers in the good ole U.S. of A have credit scores between 550 and 699. While a credit score close to 700 used to be considered unquestionably an A-credit score, the credit crunch has re-set the limits, and scores in this range no longer guarantee automatic [...]
Tags: credit·credit quiz·Credit Score·understand credit score·what impacts your credit score
