Are you one of those people who were afraid to open your 401(k) or IRA statements last January and/or March? I know I was. However, I never stopped thinking about contributing to what many people called “a sinking ship”: my investment portfolio. If you have been thinking of stopping contributing to your company’s 401(k) plan, [...]
Entries from August 13th, 2009
Should I Still Contribute to My 401(k)?
August 13th, 2009 · No Comments · Investing
Tags: 401k·contribute·Economy·IRA·market environment·matching·Retirement·stock market
Under 21? Getting a Credit Card Will Soon be More Difficult
August 12th, 2009 · No Comments · Credit Cards
As with many things in life and politics, the new credit card legislation signed in May by President Barack Obama provides the hope for positive change along with the potential for some negative change. The Credit Card Accountibility, Responsibility and Disclosure Act of 2009 raises the age of accountability for credit card usage from 18 to 21 [...]
Tags: college credit·Credit Card Accountability Responsibility And Disclosure Act·credit card accountibility·Credit Cards·new credit card legislation·Responsibility and Disclosure act·under 21 credit cards
Bad Credit – What Does it Actually Cost You?
August 11th, 2009 · 4 Comments · Budgeting, Career, Credit Repair, Credit Reports, Mortgages
Every day, when faced with having to make some tough choices regarding debt which will impact their credit, people tell me they just don’t care about their credit or just don’t need their credit. I am always amazed. Don’t they realize that having bad credit can cost them thousands of dollars a year? Employment Having [...]
Tags: actual costs·Auto Loans·bad credit·Credit Cards·debt·employment·insurance scores·Mortgages·repair credit
Spending Habits of Men Versus Women Differ in Recession
August 10th, 2009 · No Comments · Consumer Debt, Consumer Info
I think we all would agree that the spending habits of males versus females are generally in completely different stratospheres. But a recent Consumer Behavior Report generated by Pricegrabber.com shows that although nearly all consumers have cut back on spending since the recession set in, there are also significant differences in how men versus women are handling their spending [...]
Tags: Budgeting·consumer spending habits·men versus women spending habits·pricegrabber.com survey·recession·spending reduction
