I know this may come as an unbelievable surprise to many of you (yeah, right) but an annual survey conducted by the National Association of Attorneys General (NAAG) once again placed debt collection agencies at the prestigious top position for consumer complaints for this past year. It isn’t that we here at creditinfocenter are picking on the debt collection industry, but [...]
Entries from September 14th, 2009
Debt Collectors Top List of Consumer Complaints for 2008
September 14th, 2009 · 4 Comments · Collection Agencies, Debt Collection
Tags: Attorney Generals·Consumer complaints·consumer protection statutes·Debt Collection·debt collection agencies·debt collectors·NAAG·NAAG Consumer Protection Project·State Attorneys General
How Do Short Sales, Loan Modifications and Foreclosures Impact Your Credit Score?
September 10th, 2009 · 7 Comments · Credit Bureaus and Scores, Mortgages, Real Estate
I attended a class at my real estate brokerage last week dealing with short sales and other types of “distressed” properties. With the market (at least in the Phoenix area) now comprised of over half short sales and/or bank-owned properties, it is imperative for real estate professionals to be well trained and knowledgeable in order [...]
Tags: credit·Credit Score·deed-in-lieu of foreclosure·FICO score·foreclosure·housing market·loan modifications·Real Estate·Short Sale
My Equifax Credit Report has Disappeared
September 9th, 2009 · 4 Comments · Credit Bureaus and Scores, Credit Repair, Credit Reports
Q.I have totally disappeared from Equifax and have no report from them, I do not know why this has happened. I discovered this while trying to get a VA mortgage from a loan officer who also could not find it. My Experian report has me at a 640 and TransUnion only has me at a [...]
Tags: credit information·credit report·Credit Scores·Equifax·Experian·fraud·Inquiries·Social Secuirty Number·split file
