If you are looking to get out of debt, there are a number of paths you can take: a better job, entrepreneurship or you may decide to reduce your existing spending habits. However you decide to do it, the path toward financial freedom is less important than the plan.
You can’t become debt free [...]
Entries from November 20th, 2009
Become Debt Free by Changing Your Lifestye
November 20th, 2009 · No Comments · Consumer Debt, Debt Settlement
Tags: analyze finances·Checking Account·commitment·Credit Cards·debt eleimination·Debt Free·discipline·financial freedom·goals
Proper Methods for Destroying Old Credit Cards
November 19th, 2009 · No Comments · Credit Cards
With the theft of credit card and other personal information rapidly becoming one of the most sought after items to steal, consumers need to be extremely careful when it becomes time to say goodbye to their trusty (or abused, as the case may be) old credit card.
In years past, credit cards required expiration dates because [...]
Tags: credit card destruction tips·credit card disposal·credit card safety·destroy old credit cards·Identity Theft·old credit cards
Federal Bank Adds New Regulations on Overdraft Fees
November 18th, 2009 · No Comments · Banking
In recent years, most banks started approving, rather than declining, debit and check transactions that exceeded what customers had in their accounts. The banks’ rationale: consumers would rather pay $39-a-pop bounce fees, banks contend, than risk embarrassment at the checkout counter. I don’t know about you, but I would rather have my card declined. [...]
Tags: ATM card·Banking·checking·checking accounts·Debit Card·Federal Reserve·overdraft fees·overdraft legislation·overdraft protection·recurring debit
I’m Not Sure What to Say In My Letter to a Collection Agency
November 17th, 2009 · 1 Comment · Consumer Debt, Debt Collection
Many people know they need to respond to a letter or phone call from a collection agency, but they might not know exactly what to say. In general, it’s not usually a good idea to speak to a collection agent when they call, let alone respond to a letter over the phone. This [...]
Tags: cease and desist·collection agency·Debt Settlement·Debt Validation·debt verification·FCRA·FDCPA·investigation request·junk debt buyer·negative listing
