http://www.creditinfocenter.com/wordpress/2009/12/07/bank-of-america-less-willing-to-settle-credit-card-debt/ For the Up To Date News Tue, 07 Feb 2012 22:26:40 +0000 hourly 1 http://wordpress.org/?v= http://www.creditinfocenter.com/wordpress/2009/12/07/bank-of-america-less-willing-to-settle-credit-card-debt/comment-page-1/#comment-10073 gigi Tue, 13 Sep 2011 23:22:12 +0000 http://www.creditinfocenter.com/wordpress/?p=5623#comment-10073 I settled my debt for $2000 on my $6,000 total debt and they accepted it. They have me spoke to a higher bank officer and plead my case on why I needed to settle my debt and they approved it. I settled my debt for $2000 on my $6,000 total debt and they accepted it. They have me spoke to a higher bank officer and plead my case on why I needed to settle my debt and they approved it.

]]> http://www.creditinfocenter.com/wordpress/2009/12/07/bank-of-america-less-willing-to-settle-credit-card-debt/comment-page-1/#comment-9941 TheHammer Tue, 02 Aug 2011 14:00:28 +0000 http://www.creditinfocenter.com/wordpress/?p=5623#comment-9941 I can tell you that BAC will settle but only after you've fallen 120 + behind - reps in the front lines cannot offer settlements. 180 Day (the last month) before Charge Off will settle as low as 25% if you can do it in 1,2, or 3 months. Guaranteed. I can tell you that BAC will settle but only after you’ve fallen 120 + behind – reps in the front lines cannot offer settlements. 180 Day (the last month) before Charge Off will settle as low as 25% if you can do it in 1,2, or 3 months. Guaranteed.

]]> http://www.creditinfocenter.com/wordpress/2009/12/07/bank-of-america-less-willing-to-settle-credit-card-debt/comment-page-1/#comment-3962 first credit card Mon, 08 Feb 2010 03:31:46 +0000 http://www.creditinfocenter.com/wordpress/?p=5623#comment-3962 credit card holder should be more responsible in paying their monthly bills to avoid penalties or additional charges. The have to manage their finances wisely. credit card holder should be more responsible in paying their monthly bills to avoid penalties or additional charges. The have to manage their finances wisely.

]]> http://www.creditinfocenter.com/wordpress/2009/12/07/bank-of-america-less-willing-to-settle-credit-card-debt/comment-page-1/#comment-3903 jose Sat, 30 Jan 2010 16:33:02 +0000 http://www.creditinfocenter.com/wordpress/?p=5623#comment-3903 I disagree. I didn't call BOA till the last week before it was going to be charged off. They were more than willing to settle. I got a 75% reduction on my balance. Only paid 25% of a $30,000 balance. ($8,000). I made them an offer, and they accepted it right away. No haggling on the amount. It was easier than I thought. This happened on 1/28/10. I disagree. I didn’t call BOA till the last week before it was going to be charged off. They were more than willing to settle. I got a 75% reduction on my balance. Only paid 25% of a $30,000 balance. ($8,000). I made them an offer, and they accepted it right away. No haggling on the amount. It was easier than I thought. This happened on 1/28/10.

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