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Entries from April 30th, 2010

What the Heck is a Derivative?

April 30th, 2010 · No Comments · Investing

Despite all the news these days on derivatives, most people don’t know much about them. It could be that they are called a “complex” investment product by the media. The average person knows a derivative is somehow associated with the stock market and investments, but not much more. We will unravel the mystery. After the [...]

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Cash-Back Credit Cards: Bigger Bang for Your Buck

April 29th, 2010 · No Comments · Credit Cards

If you’re tired of credit card companies charging you fees, raising interest rates and burying need-to-know details in fine print, why not make them pay you for a change? Handled responsibly, cash-back credit cards can be a win-win for you. To use cash-back credit cards to your advantage, it is first and foremost critical you [...]

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Auto Insurance: How to Get the Best Deal

April 28th, 2010 · No Comments · Consumer Info

Next time you’re shopping around for auto insurance, follow the advice endorsed by MSN Money – focus on these five questions to get the best deal.

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Both Chargeoff and Resulting Collection Are On My Credit Report

April 27th, 2010 · 2 Comments · Credit Counselor Front Lines, Credit Reports, Debt Collection

Q. I defaulted on a credit card account 2 years ago. The debt went in to collections. Now I am looking to clean up my credit and pay off my debts. I pulled my credit report and noticed that both the charge off AND the collection are on my credit report. My questions are: Is [...]

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