In the wake of the recession, the number of Americans with low credit has grown from 15 percent to 25 percent. If you are among them, take action to clean up your credit now.
Entries from July 14th, 2010
What to Do If You are Among 25 Percent With Low Credit
July 14th, 2010 · No Comments · Credit Cards, Credit Repair
Tags: Credit Repair·Credit Score·FICO
FTC Recommends Changes in Debt Collection Litigation and Arbitration
July 13th, 2010 · 1 Comment · Debt Collection, Legal Stuff
On July 12, 2010, the Federal Trade Commission (FTC) issued recommendations on proposed reforms to debt litigation, including the process of arbitration. These recommendations were based on a 2009 report on the debt collection industry as a whole. Debt collectors frequently use the court process fraudulently in the following ways: Failing to properly notify consumers [...]
Tags: Arbitration·arbitration forum·debt collection litigation·default judgments·FTC·FTC recommendations·garnishments·lawsuits·NAF·Settle Debts
Why We Must Budget for Organic Food
July 12th, 2010 · No Comments · Budgeting, Consumer Info
Since learning that 60 to 70 percent of the food we consume in the U.S. is genetically modified, I’ve been seeking out organic food almost exclusively, as it is prohibited from containing GMO ingredients. Some stores, like Trader Joe’s, are full of organic options. Others, like Fresh and Easy, not so much. Grocery stores tend [...]
Protect Your Income and Assets for the Long Haul
July 9th, 2010 · No Comments · Budgeting, Consumer Info, Economy
Congress just passed some financial reform laws lately, but given the shaky economy, many people are still worried about protecting their financial futures. Here are some ideas to put your mind at ease: Income Protection will make sure you have enough money for basic living expenses in emergency situations. Life insurance. If your family relies [...]
Tags: advanced medial directive·Emergency Funds·family protection·financial future·income protection·life insurance·planning for the future·secure future·Will
