Have you ever seen a charge on your credit card for 20 cents that you didn’t recognize? Did you bother to call your credit card company and dispute this? It’s possible you just let it go because you thought it wasn’t worth the effort for such a small amount. This is what credit card ID [...]
Entries from August 31st, 2010
Don’t Be Afraid to Dispute that Unknown 20 Cent Charge
August 31st, 2010 · No Comments · Credit Cards
Tags: Credit Card Companies·credit card disputes·Credit Cards·debit card charges·FTC·Identity Theft·online credit card payments·unknown charges
Is it Better for Your Credit Score to Foreclose Now or Wait it Out?
August 30th, 2010 · No Comments · Credit Bureaus and Scores, Mortgages
If you’re facing foreclosure and your house is worth less than you owe on the mortgage, will your credit score be harder hit by walking away or sticking it out?
Tags: Bankruptcy·Credit Score·FICO·foreclosure·Liz Pulliam Weston·Mortgage·Short Sale
I Want To Settle My Debt – Who Do I Pay?
August 27th, 2010 · No Comments · Debt Collection, Debt Settlement
Q. I had an account with Capital One that was charged off. I tried to contact Capital One to settle this debt but they said they no longer had the account. I was then served by the Eaton Group for summary judgment. I tried to call them and sent a certified letter trying to settle. [...]
Tags: Capital One·charge-off·collection agency·Debt Settlement·Eaton Group·judgment·Original Creditor·settle debt
6 Unintended Consequences of the Credit CARD Act
August 26th, 2010 · 1 Comment · Credit Cards
Despite all it does to help protect existing credit card holders from exorbitant penalty fees and rising interest rates, the Credit CARD Act is spurring banks to make things tougher on new borrowers.
Tags: Credit Card Act·Credit Cards·Credit Scores·Interest Rates
