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Entries from December 14th, 2010

How Long Do I Have to Keep Making Payments to the Collection Agency?

December 14th, 2010 · No Comments · Collection Agencies

Q. Hi, great site! I wish I had know about it 5 or 6 years ago. Anyway, after working for 5 or 6 years I have my credit report cleaned up. My question has to do with an agreement I think I entered into with a collection agency about 5 years ago. The original debt [...]

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3 Gift Card Alternatives With More (Personalized) Bang for Your Buck

December 13th, 2010 · No Comments · Budgeting, Consumer Info

These three alternatives to gift cards not only give you more bang for your buck, but make for gifts that are more personalized too (i.e., appricated).

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When is Your Credit Score Good Enough?

December 10th, 2010 · No Comments · Auto Loans, Credit Cards, Mortgages

If you’re trying to buy a home (yes, this is still going on), your lender is going to be pulling your credit score. Does this make you nervous? You may be asking yourself what a good score is: 620, 680, 720 or 750? What about qualifying for a VISA or auto loan? Yes, there is [...]

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Say No to New Credit, Overspending This Holiday Season

December 9th, 2010 · No Comments · Budgeting

Instead of listening to your justifications

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