You only need to spend a couple of hours a month on credit repair activities. And because creditors don’t always keep the best records, the results may surprise you.
Entries from January 19th, 2011
DIY Credit Repair Made Quick and Easy
January 19th, 2011 · No Comments · Credit Repair
Tags: collection agencies·credit·Credit Bureaus·Credit Repair·Credit Reports·Debt Validation·original creditors
Loan Restructure Held Up by Overdue Escrow Account
January 18th, 2011 · No Comments · Mortgages
Q. I qualified for the Making Home Affordable program last summer because of my income and because my house is actually owned by Freddie Mac. I never stopped making payments, just at a certain point I was making reduced payment per my mortgage company as part of the “trial program”. Now when I talk to [...]
Tags: back escrow·certified mail·documentation·loan restructure·mortgage restructure·Mortgages·taxes & insurance
How to Choose Between Subprime and Secured Credit Cards
January 17th, 2011 · No Comments · Credit Cards
Though subprime credit card offers are presented as great credit repair opportunities, weigh the pros against the cons and consider all your options, particularly secured credit cards instead.
Tags: Credit Bureaus·Credit Cards·Credit Repair·FICO score·secured credit cards·subprime borrowers·subprime credit cards
TransUnion Won’t Remove Account From Credit Report
January 14th, 2011 · 4 Comments · Credit Repair
Q. I have disputed an account shown in TransUnion several times – over 3 as a matter of fact. Each time I gave a new reason. They always come back as verified. It’s not my account. I got tired of this and after becoming a member of this magnificent site called “creditinfocenter” *grin*, I decide [...]
Tags: Credit Repair·transunion
