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Entries Tagged as 'Banking'

Federal Bank Adds New Regulations on Overdraft Fees

November 18th, 2009 · No Comments · Banking

In recent years, most banks started approving, rather than declining, debit and check transactions that exceeded what customers had in their accounts. The banks’ rationale: consumers would rather pay $39-a-pop bounce fees, banks contend, than risk embarrassment at the checkout counter. I don’t know about you, but I would rather have my card declined. [...]

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Facecard Pre-paid Card Teams Up With Facebook

October 29th, 2009 · No Comments · Banking, Credit Cards

For those that are unfamiliar with Facecard, likely you won’t be for long, thanks to the name recognition provided by Facebook, the popular social media network. Facecard is a pre-paid card issued by MetaBank, who launched the program in May of 2008 as an alternative to debit and credit cards. Can you say “marketing genius”?
According [...]

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Overdraft Fee Legislation Gaining Momentum

October 21st, 2009 · 4 Comments · Banking

Sen. Chris Dodd’s battle against banking overdraft fees continues. He introduced a bill on October 19, covering ATM and debit-card transactions as well as checks. Several other Senators are on board with the reform, as the bill is co-sponsored by Senator Charles Schumer D-NY, Sen. Jack Reed D-RI,who is chairman of the Senate [...]

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