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	<title>Creditinfocenter Blog &#187; Banking</title>
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		<title>Federal Bank Adds New Regulations on Overdraft Fees</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/18/federal-bank-adds-new-regulations-on-overdraft-fees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/18/federal-bank-adds-new-regulations-on-overdraft-fees/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 14:47:40 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ATM card]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[Debit Card]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[overdraft legislation]]></category>
		<category><![CDATA[overdraft protection]]></category>
		<category><![CDATA[recurring debit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5308</guid>
		<description><![CDATA[In recent years, most banks started approving, rather than declining, debit and check transactions that exceeded what customers had in their accounts. The banks&#8217; rationale: consumers would rather pay $39-a-pop bounce fees, banks contend, than risk embarrassment at the checkout counter.  I don&#8217;t know about you, but I would rather have my card declined. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>High Interest Rate Checking &#8211; Myth or Reality?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/11/high-interest-rate-checking-myth-or-reality/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/11/high-interest-rate-checking-myth-or-reality/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 14:37:56 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ACH transfers]]></category>
		<category><![CDATA[ATM]]></category>
		<category><![CDATA[Checking Account]]></category>
		<category><![CDATA[debit charges]]></category>
		<category><![CDATA[direct deposit]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[high interest rate checking]]></category>
		<category><![CDATA[minimum balance]]></category>
		<category><![CDATA[Savings account]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5168</guid>
		<description><![CDATA[With savings accounts paying an average of under 1% interest, and the volatility of the stock market, there aren&#8217;t many good places left to put your money.  Good news, there&#8217;s a new banking program out there which may be a good option.  
When I first read about high interest checking accounts, I thought [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Facecard Pre-paid Card Teams Up With Facebook</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/29/facecard-pre-paid-card-teams-up-with-facebook/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/29/facecard-pre-paid-card-teams-up-with-facebook/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 14:00:45 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[facecard]]></category>
		<category><![CDATA[pre-paid cards]]></category>
		<category><![CDATA[pre-paid mastercard]]></category>
		<category><![CDATA[prepaid debit cards]]></category>
		<category><![CDATA[student cards]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4915</guid>
		<description><![CDATA[For those that are unfamiliar with Facecard, likely you won&#8217;t be for long, thanks to the name recognition provided by Facebook, the popular social media network. Facecard is a pre-paid card issued by MetaBank, who launched the program in May of 2008 as an alternative to debit and credit cards. Can you say &#8220;marketing genius&#8221;?
According [...]]]></description>
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		<title>Overdraft Fee Legislation Gaining Momentum</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/21/overdraft-fee-legislation-gaining-momentum/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/21/overdraft-fee-legislation-gaining-momentum/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 12:00:04 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Banking Industry]]></category>
		<category><![CDATA[bounced checks]]></category>
		<category><![CDATA[Chris Dodd]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[Diane Rehm]]></category>
		<category><![CDATA[FAIR Overdraft Coverage Act]]></category>
		<category><![CDATA[opt-in]]></category>
		<category><![CDATA[Overdraft]]></category>
		<category><![CDATA[proportional fees]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4787</guid>
		<description><![CDATA[Sen. Chris Dodd&#8217;s battle against banking overdraft fees continues.  He introduced a bill on October 19, covering ATM and debit-card transactions as well as checks.  Several other Senators are on board with the reform, as the bill is co-sponsored by Senator Charles Schumer D-NY, Sen. Jack Reed D-RI,who is chairman of the Senate [...]]]></description>
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		<slash:comments>4</slash:comments>
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