While recession-weary consumers hunt for the best deals this holiday season, retailers and restaurants are looking for new ways to entice shoppers to buy from them. The result is that there are some surprisingly good “special incentives” being offered by retailers and restaurants this year.  If “free money” is an incentive to you, you’ll want […]

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Spam, spam, spam, spam, wonderful SPAM!!
Now if you are are younger than a baby boomer you most likely think of Spam as those annoying “unsolicited bulk junk emails” that grace our cyberspace in-boxes daily. The rest of us either hear the lyrics of the 1970’s era Monty-Python created “Spam-a-lot” song running through our heads, or […]

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Having been a corporate slave for a good portion of my life, I am all too aware of the complacent, comfortable feeling that traditionally comes with long-term employment. The daily routine is built in for most Americans, who, on average, spend 70% of their Monday-Friday waking hours on work-related activities. But it seems, with recent […]

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Given that the media has been bombarding us with the news that we are either in, or quickly approaching, a recession “the likes of the great depression”, perhaps it’s not a bad idea to scale down the level of gift-giving this year.
We’re not suggestion being “cheap” or becoming Scrooge; simply, to be thrifty and put […]

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Toyota offering 0% financing on economy cars? Apple cutting the price of its laptops? If you are ready to purchase just about anything (including stocks), there is a fantastic deal waiting out there for you. And hurry now, so you infuse some cash into our economic system!
1. Autos The Wall Street Journal […]

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Most Americans have extremely low levels of financial literacy, research suggests, despite its importance. The Jump$tart Coalition for Personal Financial Literacy tests 12th graders every two years by asking them practical money questions. The students consistently record an average score of 50 to 55 percent, generally considered to be a failing grade. Other research shows […]

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Give money away in this environment? There’s always some worthy cause especially in this environment. Some people believe that we can give only out of selfish motives. So, for those of you who might want to give but need a few selfish motives, here are ten benefits to giving away some […]

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Remember when you were a kid and your mother always was on your X*$& about all those lights you left on? Think about how many more “electronic gadgets” homes have nowadays; some of our residences probably glow in the dark, even with all the lights turned off.
It’s a fact, the average American household spews over […]

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Sure, learning to spend less money when you are trying to get out of debt is pretty important. But just spending less won’t guarantee success. Here are some other things you need to do:

Get your finances under control - This means you need to know pretty precisely what is coming in […]

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However, the bandwagon better be a hybrid, horse-drawn or get pretty darn good gas mileage to qualify.
I know “going green” is a buzzword of the times, but “green auto loans” sounds to me more like something sold on the Vegas strip. I like the way the marketing types make it sound though, “loan products […]

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