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	<title>Creditinfocenter Blog &#187; Consumer Debt</title>
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		<title>Are Consumers Crashing From Dramatic Holiday Credit Surge?</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/01/11/are-consumers-crashing-from-dramatic-holiday-credit-surge/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/01/11/are-consumers-crashing-from-dramatic-holiday-credit-surge/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 14:00:03 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[big banks]]></category>
		<category><![CDATA[Consumer Credit]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economic recovery]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[holiday shopping]]></category>
		<category><![CDATA[Unemployment]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13179</guid>
		<description><![CDATA[Whatever the form of new credit we took on this holiday season, it seems we are are crashing pretty hard from the thrill of it all.]]></description>
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		<title>Can a Debt Collection Agency Add Fees?</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/09/27/can-a-debt-collection-agency-add-fees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/09/27/can-a-debt-collection-agency-add-fees/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 14:51:42 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[Debt collector]]></category>
		<category><![CDATA[interest on debt]]></category>
		<category><![CDATA[JDB]]></category>
		<category><![CDATA[sale or assign]]></category>
		<category><![CDATA[Settle Debts]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12746</guid>
		<description><![CDATA[Q. Can a debt collection agency assign fees to the original debt? My credit rating is 849 and due to miscommunications with my time share based in Mexico, my maintenance fee was turned over to a debt collection firm and they are charging me with over a $100 fee. I have sent them a registered [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>How Car-Free Living Can Help You Become Debt Free</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/08/23/how-car-free-living-can-help-you-become-debt-free/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/08/23/how-car-free-living-can-help-you-become-debt-free/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 15:00:17 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[car expenses]]></category>
		<category><![CDATA[car insurnace]]></category>
		<category><![CDATA[car-free]]></category>
		<category><![CDATA[Credit card debt]]></category>
		<category><![CDATA[Debt Free]]></category>
		<category><![CDATA[public transportation]]></category>
		<category><![CDATA[rising fuel costs]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12649</guid>
		<description><![CDATA[Did you know that you are probably spending $5000-$10,000 per year on your car? These figures hold true no matter how you’ve acquired your car keys. Those who are leasing or financing a car get to deal with high car payments, large insurance bills, car registration fees, and the rising costs of fuel. Those who [...]]]></description>
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		<title>Consumer Debt Still on the Decline</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/04/29/consumer-debt-still-on-the-decline/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/04/29/consumer-debt-still-on-the-decline/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 15:00:05 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Credit card debt]]></category>
		<category><![CDATA[damaged credit]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[New Credit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12032</guid>
		<description><![CDATA[Last April 2010, we wrote about the steady reduction in credit card debt by the American Consumer. The trend continues. According to the Federal Reserve, Fourth Quarter 2009 credit card consumer debt was at $894.0 billion; fourth quarter 2010 credit card debt was $826.7 and Feb 2011 numbers stand at $792.1 billion. So what&#8217;s causing [...]]]></description>
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