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	<title>Creditinfocenter Blog &#187; Consumer Debt</title>
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		<title>Become Debt Free by Changing Your Lifestye</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/20/become-debt-free-by-changing-your-lifestye/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/20/become-debt-free-by-changing-your-lifestye/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 15:00:34 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[analyze finances]]></category>
		<category><![CDATA[Checking Account]]></category>
		<category><![CDATA[commitment]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt eleimination]]></category>
		<category><![CDATA[Debt Free]]></category>
		<category><![CDATA[discipline]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[goals]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5297</guid>
		<description><![CDATA[If you are looking to get out of debt, there are a number of paths you can take:  a better job, entrepreneurship or you may decide to reduce your existing spending habits. However you decide to do it, the path toward financial freedom is less important than the plan. 
You can&#8217;t become debt free [...]]]></description>
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		<title>I&#8217;m Not Sure What to Say In My Letter to a Collection Agency</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/17/im-not-sure-what-to-say-in-my-letter-to-a-collection-agency/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/17/im-not-sure-what-to-say-in-my-letter-to-a-collection-agency/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 15:16:52 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[cease and desist]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Debt Validation]]></category>
		<category><![CDATA[debt verification]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[investigation request]]></category>
		<category><![CDATA[junk debt buyer]]></category>
		<category><![CDATA[negative listing]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5311</guid>
		<description><![CDATA[Many people know they need to respond to a letter or phone call from a collection agency, but they might not know exactly what to say.  In general, it&#8217;s not usually a good idea to speak to a collection agent when they call, let alone respond to a letter over the phone.  This [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Foreclosure Affects the Rich and Famous As Well</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/03/foreclosure-affects-rich-and-famous-as-well/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/03/foreclosure-affects-rich-and-famous-as-well/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 14:00:33 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[famous foreclosure victims]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[housing crisis]]></category>
		<category><![CDATA[mortgage debt]]></category>
		<category><![CDATA[rich and famous]]></category>
		<category><![CDATA[rich foreclosure victims]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5087</guid>
		<description><![CDATA[Being rich and famous is certainly no guarantee of future wealth, nor does it protect you from the law, paying your debts, or becoming a victim of the housing crisis. We hear daily about the record number of foreclosures that are affecting consumers across the country, but it is hard to imagine somebody we perceive [...]]]></description>
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		<title>Another Consumer &#8220;Success Story&#8221; Against Bank of America</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/07/another-consumer-success-story-against-bank-of-america/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/07/another-consumer-success-story-against-bank-of-america/#comments</comments>
		<pubDate>Wed, 07 Oct 2009 12:00:25 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[ann minch]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debtors revolt]]></category>
		<category><![CDATA[interest rate increase]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4315</guid>
		<description><![CDATA[Are consumers just on a lucky roll against the big banks, or are more Americans simply fed-up with the outrageous fees and charges and just finding more unique and brazen ways to show that they aren&#8217;t going to take it anymore?
Kristy posted a blog last Friday which showed a video documenting one consumer’s successful fight against the usurious fees charged [...]]]></description>
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