The announcement that the federal government has finally made a formal decision on the extension of the tax credit is good news. As a real estate agent, the last several months have been very difficult (and stressful) for those of us who are assisting first-time homebuyers. With the (original) deadline of December 1 quickly approaching, my [...]
Entries Tagged as 'Consumer Info'
Homebuyer Tax Credit is Extended and Expanded – Is This Good News?
November 10th, 2009 · 1 Comment · Consumer Info, Mortgages, Real Estate
Tags: $6500 tax credit·$8000 tax credit·First Time Homebuyer·First time homebuyer tax credit·move-up homebuyer tax credit·Tax Credit·tax credit extension
The Importance of Protecting Yourself at Public Internet Hotspots
November 6th, 2009 · No Comments · Consumer Info, Identity Theft
The information superhighway is getting easier and easier to jump on, as there seems to be free or inexpensive public internet access at new locations on a daily basis. I myself recently indulged in the replacement of my old computer, and my new state-of-the-art laptop with wireless capability has opened up what seems to be [...]
Tags: Identity Theft·internet hotspots·online safety·protect identity·protect privacy·public internet·public wi-fi safety·wi-fi network safety
How Much Credit is Too Much?
November 5th, 2009 · No Comments · Consumer Info, Credit Cards, Credit Reports, Mortgages
When starting your credit history from scratch, rebuilding from a bad financial period in your life, or if you have long established credit history, I get this question all the time, “How much credit is too much”? Or “How many credit cards should I have to have the best credit?” This is often a difficult question to answer, due to the black box nature of Fair Isaac’s FICO credit scoring model.
Tags: Car Loans·Credit Cards·Credit Score·credit scoring·debt ratios·Fair Isaac·FICO score·Mortgages·number of accounts·Payment History·too much credit·total available credit
