The information superhighway is getting easier and easier to jump on, as there seems to be free or inexpensive public internet access at new locations on a daily basis. I myself recently indulged in the replacement of my old computer, and my new state-of-the-art laptop with wireless capability has opened up what seems to be [...]
Entries Tagged as 'Consumer Info'
The Importance of Protecting Yourself at Public Internet Hotspots
November 6th, 2009 · No Comments · Consumer Info, Identity Theft
Tags: Identity Theft·internet hotspots·online safety·protect identity·protect privacy·public internet·public wi-fi safety·wi-fi network safety
How Much Credit is Too Much?
November 5th, 2009 · No Comments · Consumer Info, Credit Cards, Credit Reports, Mortgages
When starting your credit history from scratch, rebuilding from a bad financial period in your life, or if you have long established credit history, I get this question all the time, “How much credit is too much”? Or “How many credit cards should I have to have the best credit?” This is often a difficult question to answer, due to the black box nature of Fair Isaac’s FICO credit scoring model.
Tags: Car Loans·Credit Cards·Credit Score·credit scoring·debt ratios·Fair Isaac·FICO score·Mortgages·number of accounts·Payment History·too much credit·total available credit
Is the Credit Scoring System Fair? A Viewpoint Which Agrees
October 27th, 2009 · No Comments · Consumer Info, Credit Reports
I’m a good debater – I can make an argument out of anything, which is one of the reason I enjoy writing. Recently, I listened to a conversation over whether or not the current credit scoring was fair to the consumer. I argued both sides successfully to the frustration of my audience. [...]
Tags: Apply Online·bad credit·Credit Reports·Credit Scores·Credit Scoring System.·fair·Good Credit·lenders·Mortgage·personal responsibility
