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	<title>Creditinfocenter Blog &#187; Consumer Info</title>
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	<description>For the Up To Date News</description>
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		<title>Would You Rather Pay with Cash or Your Phone at Checkout?</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/01/17/would-you-rather-pay-with-cash-or-your-phone-at-checkout/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/01/17/would-you-rather-pay-with-cash-or-your-phone-at-checkout/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 15:23:33 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Cash]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[Forrester Research]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[Mobile Phone]]></category>
		<category><![CDATA[PayPal]]></category>
		<category><![CDATA[Starbucks]]></category>
		<category><![CDATA[UK]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13186</guid>
		<description><![CDATA[According to a study conducted by the UK arm of Forrester Research and Paypal, consumers will be paying more by mobile means than with cash by 2016. ]]></description>
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		<title>Unused Gift Cards to Total $2 Billion in 2012</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/01/09/unused-gift-cards-to-total-2-billion-in-2012/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/01/09/unused-gift-cards-to-total-2-billion-in-2012/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 16:45:14 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[CARD Act]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[expired gift cards]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[gift cards]]></category>
		<category><![CDATA[retailers]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13173</guid>
		<description><![CDATA[While most of us may not think twice about letting one $20 gift card going unused this year, it adds up to a very big deal to retailers.]]></description>
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		<title>In Defiance of Senate Republicans, Obama Appoints CFPB Director</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/01/06/in-defiance-of-senate-republicans-obama-appoints-cfpb-director/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/01/06/in-defiance-of-senate-republicans-obama-appoints-cfpb-director/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 14:00:28 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[consumerfinance.gov]]></category>
		<category><![CDATA[Cordray]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[President Obama]]></category>
		<category><![CDATA[Richard Cordray]]></category>
		<category><![CDATA[Senate]]></category>
		<category><![CDATA[Senate Republicans]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13170</guid>
		<description><![CDATA[In a controversial act that could have legal ramifications, President Obama took matters into his own hands this week and appointed the first director to the Consumer Financial Protection Bureau.]]></description>
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		<title>FTC Not Acting on Individual Consumer Complaints.  Where Should I Report Shady Collection Agency Practices?</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/10/25/ftc-not-acting-on-individual-consumer-complaints-where-should-i-report-shady-collection-agency-practices/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/10/25/ftc-not-acting-on-individual-consumer-complaints-where-should-i-report-shady-collection-agency-practices/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 15:17:51 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[consumer complaint]]></category>
		<category><![CDATA[Consumer Sentinel]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[State Attorney General]]></category>
		<category><![CDATA[state consumer complaint division]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12879</guid>
		<description><![CDATA[Q. We have nowhere to complain about debt buyers/collection agencies now? I just submitted a long complaint to the FTC and they sent me an email telling me that they were shipping it off to &#8220;Consumer Sentinel&#8221;. This place is accessible ONLY to law enforcement agencies, who have nothing to do with civil matters. I [...]]]></description>
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