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	<title>Creditinfocenter Blog &#187; Credit Bureaus and Scores</title>
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	<description>For the Up To Date News</description>
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		<title>How to Prepare for Credit Card Changes Effective in February</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/16/prepare-for-credit-card-changes-effective-february/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/16/prepare-for-credit-card-changes-effective-february/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 14:19:27 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[CARD Act]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Card Accountability and Disclosure Act]]></category>
		<category><![CDATA[credit card law changes]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5254</guid>
		<description><![CDATA[Come February 22, 2010, the second phase of the Credit Card Accountability and Disclosure Act (CARD Act) will formally be upon us. While there are certainly a number of positive provisions for consumers associated with the changes, the legislation is not without controversy. Opponents of the provisions have warned that many consumers, particularly those with [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Should Personally Guaranteed Business Credit Cards Appear on Your Credit Report?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/22/should-personally-guaranteed-business-credit-cards-appear-on-your-credit-report/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/22/should-personally-guaranteed-business-credit-cards-appear-on-your-credit-report/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 14:13:52 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[business account]]></category>
		<category><![CDATA[business credit]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit law]]></category>
		<category><![CDATA[Dunn & Bradstreet]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[personal guarantees]]></category>
		<category><![CDATA[report to bureuas]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4823</guid>
		<description><![CDATA[This question of whether business credit cards which are personally guaranteed should appear on your credit report recently came up on our discussion boards.  I myself have two business credit cards and each one is linked to my IRS-issued Employer Identification Number (EIN).  However, each card also required me to give my personal [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>When Having Bad Credit Isn&#8217;t Your Fault</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/29/when-having-bad-credit-isnt-your-fault/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/29/when-having-bad-credit-isnt-your-fault/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 16:02:42 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Credit Report Errors]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Medical Bills]]></category>
		<category><![CDATA[un-employment]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4189</guid>
		<description><![CDATA[Many people think that having bad credit is always someone&#8217;s fault.  In today&#8217;s economic environment,  foreclosures are happening right and left and the job market is the worst since 1983.  As a result of this crisis, the number of people with bad credit (not just a few missed payments) is increasing.  [...]]]></description>
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		<title>Your Personal Info &#8211; 7 Free Reports You Need to See</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/22/your-personal-info-7-free-reports-you-need-to-see/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/22/your-personal-info-7-free-reports-you-need-to-see/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 13:40:46 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[annualcreditreport.com]]></category>
		<category><![CDATA[Chexsystems]]></category>
		<category><![CDATA[choicepoint]]></category>
		<category><![CDATA[choicetrust]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Health History]]></category>
		<category><![CDATA[personal info]]></category>
		<category><![CDATA[Rental History]]></category>
		<category><![CDATA[Retail Equation]]></category>
		<category><![CDATA[Telecheck]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3916</guid>
		<description><![CDATA[A credit report is probably the most well-known, widely used tool for that various institutions will utilize to obtain personal information about an individual that they are considering providing a loan, a place to live, or employment to. But there are a number of other reports that can be accessed at no charge which provide information [...]]]></description>
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