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Entries Tagged as 'Credit Cards'

Where do the Candidates Stand on Credit Card and Mortgage Reform?

July 2nd, 2008 · No Comments

I’m listing the candidates here in alphabetical order…and offering no comments (surprise!)
From the John McCain Campaign Website:
John McCain has no specific campaign promises addressing credit cards, but does address the housing crisis and student loans in the following ways.
John McCain Is Proposing A New “HOME Plan” To Provide Robust, Timely And Targeted Help To […]

Popularity: 10% [?]

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Tags: Consumer Debt · Credit Cards · Mortgages

I Pay On Time, Spend Big Money - Now You’re Lowering My Credit Limit?

July 1st, 2008 · No Comments

It’s not just the housing market who is tightening the reigns of their credit lending…the current trend among credit card companies is to reduce credit limits. You know the credit card companies generally change the rules of the game anytime after sending you your credit card. Typical sneaky tricks include increasing interest rates, […]

Popularity: 13% [?]

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Tags: Credit Cards

Red or White Wine? Your Choice Might Affect Your Credit Score…

June 30th, 2008 · No Comments

Ok, that might be a bit extreme, but according to a recent article in businessweek, the lifestyle choices a consumer makes as far as spending habits may even affect their credit score.
It’s fairly common knowledge that some major factors that influence credit scores involve occupation, payment histories, public records, ratio of balance to available credit […]

Popularity: 17% [?]

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Tags: Credit Bureaus and Scores · Credit Cards · Credit Reports

Credit Cards: How to Recognize the Good Ones

June 27th, 2008 · No Comments

If you want to maximize your credit card’s optional features, you need to do a little homework before you select a card. Since our economy these days depends in large part on the frequent use of credit by consumers, companies that offer credit cards have come up with a number of attractive features designed to […]

Popularity: 25% [?]

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Tags: Credit Cards

Are Credit Cards Requirements Tougher?

June 18th, 2008 · No Comments

Ok, I have good credit and I would assume that it would be easy for me to get a credit card. Remember all though stories about people who used their pet’s name and ID (I wonder what SSN# they used!)? Well, those times are apparently not past. I just read […]

Popularity: 52% [?]

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Tags: Credit Cards

Credit Cards: How To Raise Your Credit Limit

June 13th, 2008 · 2 Comments

If you are new to the credit game, the initial limits on your credit cards can be low. A credit limit means the maximum amount of money you can charge to your credit card. This includes fees, balance transfers from other cards, and cash advances, as well as the purchases you […]

Popularity: 63% [?]

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Tags: Credit Cards

Easy times for Credit Card Hackers - Spend $50 to Grab Card Information or Just Use Your Phone

June 1st, 2008 · 2 Comments

Scary! Here is a complete tutorial on how to spend $50 worth of equipment to hack into anyone’s credit card embedded with RFIDs (radio frequency ID tags). The video says $8, but others say this is too cheap a price tag. And Nokia and others are currently putting […]

Popularity: 49% [?]

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Tags: Credit Cards

With All the Changes in the Airline Industry, Are Airline Mileage Credit Cards Still a Good Deal?

May 28th, 2008 · No Comments

Soaring gas costs, charging for every bag - are airline cards still a good deal? I myself use Southwest’s Rapid Rewards cards as my only airline card. Oh how things have changed with Rapid Rewards!
I recently traveled to Las Vegas. I used to be able to fly round-trip […]

Popularity: 47% [?]

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Tags: Credit Cards

Want to Decrease Your Credit Card Payment? You May Be Tagged a Risk

May 22nd, 2008 · No Comments

Most financial institutions already are signed up for services from Experian, Equifax or TransUnion to know if you default on another credit card accounts. There have been numerous articles about how when you default on your Chase credit card account your name goes on the “credit card blacklist” and then Citibank […]

Popularity: 52% [?]

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Tags: Credit Bureaus and Scores · Credit Cards

Class action lawsuit settled against First Premier by NY Attorney General

May 14th, 2008 · 2 Comments

Think the “stimulus package” checks are sweet? One board member just got a check for $750 from a class action lawsuit filed against First Premiere Bank, a sub-prime credit card company.
Link to Discussion.
Usually checks from class action lawsuits net you around $30 - sometimes not worth the paperwork you have to fill […]

Popularity: 18% [?]

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Tags: Credit Cards